Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [online-payment]

For questions relating to online payment services (Paypal, Google Checkout, etc.) and the use of online payments as a way to make purchases.

208 questions
77
votes
6 answers

Pay online: credit card or debit card?

I have a credit card and a debit card. I could use both to pay online. Credit card is only a bit less convenient since I have to transfer the money back in the credit card account later. Is it safer to pay with a credit card though? I'm thinking…
ibz
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46
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4 answers

Are ads on YouTube asking donations for sick children via drove.com a scam?

The past few weeks YouTube has been showing me advertising asking to make donations to help pay medical bills for sick children via a crowdfunding site called Drove. However, the ads look very suspicious. In one example, a child called Tovi in a…
guest
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41
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13 answers

How can a client pay me for freelance work if I don't want him to know my name and he is uncomfortable using bitcoin?

I've been contacted on a specialized Internet forum and offered a well-paid one-off job to translate a highly specialized text, and I'm happy to accept the offer, but there's a problem: I have always posted on that forum under an anonymous nickname…
Sandra
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41
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5 answers

Do institutions have right to ask for your credit card security code and all other CC data?

A school wants my credit card data including a security code. They've sent me a form to fill in about my card. As I know security code is something that shouldn't be shared publicly. Should I provide it to them?
Green
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36
votes
4 answers

Someone is trying to sell me something online with Venmo. Is it a scam?

I wanted to buy a GPU online from someone who listed some a fairly affordable price. However, this person wanted to transact using Venmo or Cash App, not PayPal Goods and Services. PayPal G&S has the advantage of buyer protection, so if he ended up…
Fishy
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28
votes
2 answers

How should I handle money returned for a product that I did not return?

I purchased a laptop online through the official website, my card was charged immediately after I made payment. The item arrived around two weeks after that. I checked my banking app and discovered that the money was returned two days before the…
kroent
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25
votes
5 answers

Using credit/debit card details vs swiping a card in a payment (credit card) terminal

I was given by a seller an option to come to their office and swipe my credit/debit card there in their payment terminal. Because it's a long way to get to their office, I asked the seller if he could just take my credit card details (number,…
rapt
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21
votes
3 answers

Automatic payment *after* payment due date: why?

My water bill has an option for automatic payment, which I would like to enroll in (as it would be convenient), but something it mentions about the dates gives me pause: on the page to set it up, it says [emphasis added by me]: Automatic Payment…
ShreevatsaR
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20
votes
5 answers

Paying a parking fine when I don't trust the recipient

I realized post factum that I forgot to pay for parking at a country park in the UK. There were signs and payment machines, but for various reasons I forgot to do it. Today I got a payment notice from, it seems, the outsourced manager of the…
Bennet
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20
votes
1 answer

Do I have a right to cancel a purchase of foreign currency in the UK?

A few days ago I ordered 100 Euros using a travel agents website, to be picked up in their store and paid for them in GBP by debit card. I noticed just after that they aren't open on Sundays, meaning I won't be able to collect them before my trip. I…
fluidj
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19
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3 answers

What is happening every time I pay my credit card? Am I 'settling' with my bank, the credit card company, or another entity?

I understand that credit cards extend credit to customers. And that purchases incurred before the credit balance is due are nothing more than IOUs to the bank issuing the card (and also the card provider?). But what is actually happening every time…
StatsScared
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17
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5 answers

How do I make a one of payment to my HSBC credit card bill with a HSBC debit card UK

I need to pay my HSBC credit card bill with a HSBC debit card and I can't transfer money between accounts (it doesn't show up on the list of accounts). When I click on the direct debit details it says I can make bespoke payments by clicking the…
lededje
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17
votes
6 answers

Is it safer to send credit card number via unsecured website form or by e-mail? What safer options are there?

I want to buy something from a VERY REPUTABLE Asian seller. They've got a lot of good references all over the internet. The only thing is, they are quite old-fashioned and so is their website. They want you to send your order via UNSECURED FORM on…
Joudicek Jouda
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16
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8 answers

PayPal wants me to "add a bank account", another funding source. Credit card isn't working. Why?

This is the second time in the last couple of weeks that I'm seeing the following error from PayPal. (Note: I've deliberately hidden the name of the merchant at the top.) "You cannot use this credit card for this transaction. Please use another …
Chris W. Rea
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16
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11 answers

Is online payment with credit card equal to giving merchant whole wallet to take the money we agreed upon?

I'm curious about how the credit cards work. When you do a bank transfer it is you who tells your "bank account" what amount to send and where to send it. When you pay with credit card it seems reverse. You give all required card details to merchant…
john468144631
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