Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [purchase]

75 questions
44
votes
8 answers

Should I buy a house with a friend?

To give some background, I currently live with a couple of friends in a 3 bedroom apartment. The living arrangement is good however I'm tired of not building equity. I've tossed the idea out for two of us to buy a house sometime within the next…
bitsoflogic
  • 541
  • 4
  • 4
34
votes
6 answers

Electric car lease or buy?

I know the conventional wisdom for leasing vs. buying, but are the economics of an electric car significantly different than other vehicles?
NL - SE listen to your users
  • 32,789
  • 19
  • 88
  • 145
33
votes
8 answers

I'm thinking of getting a new car ... why shouldn't I LEASE one?

Why is leasing a car a bad idea?
bms2
28
votes
2 answers

How should I handle money returned for a product that I did not return?

I purchased a laptop online through the official website, my card was charged immediately after I made payment. The item arrived around two weeks after that. I checked my banking app and discovered that the money was returned two days before the…
kroent
  • 381
  • 3
  • 3
22
votes
3 answers

Is it a bad idea to buy a motorcycle with a lien on it?

I was curious why is it considered a "bad idea" to purchase a motorcycle/vehicle with a lien on it? It started when I came across an ad on Craigslist where I'm interested in buying a used vehicle. However, the seller mentioned that there is a lien…
robjob27
  • 395
  • 1
  • 2
  • 10
19
votes
7 answers

Should I buy or lease a car given that its not a super luxury car and I only drive 15 miles/d on avg?

For my first car, I bought a Toyota Camry. 3 years later I sold that car and I am leasing a BMW series 3. My lease will expire early next yr and I am thinking getting the X3/X5, do you recommend leasing or buying? Personally by far I think the…
livedonkey
  • 301
  • 2
  • 5
15
votes
3 answers

Too-Good-To-Be-True Vehicle/RV Sale?

I've stumbled across a Craigslist listing for a 22-foot RV, being sold for about $2000. It's not ridiculously old, and appears to be in great shape. Supposedly it runs well, and the current owner is a widow whose husband owned it and who no longer…
schizoid04
  • 2,765
  • 3
  • 19
  • 28
15
votes
4 answers

How to understand payment due date for a credit card

I just recently got my very first credit card, the Discover It Card. I knew it was crucial to have one, as a great credit score is needed for important things. The question I have is in regards to the payment due date. I got the card on August 27th,…
Santi514
  • 153
  • 1
  • 6
11
votes
6 answers

Purchasing an extremely affordable home with 10% down VS renting and saving for 20%

Background: Current Rent: 710/mo or roughly 20% of my 3700 salary take-home pay. Wife is currently in school and will graduate in two years, at which point she will likely be making a teacher's salary. Currently does babysitting and other jobs to…
Ryan Hayes
  • 213
  • 1
  • 7
11
votes
8 answers

If there's no volume discount, does buying in bulk still make sense?

If I'm buying household items that get used up (e.g; furnace filters, soap, etc.) is it still worthwhile sometimes to buy a bunch, even if there is no volume discount, or am I wasting money? p.s. could somebody please retag with "volume" or…
unknown
10
votes
3 answers

Is there a term for the situation where we will over-think small purchases, but not large ones?

I was recently at the record store thinking "I dunno, $10 is a bit much for this. $7...I'd probably buy it. But not for $10." That would be contrasted with a recent house we purchase where I'm sure I probably over paid by $10k or so. But it's that…
DA.
  • 539
  • 3
  • 9
10
votes
4 answers

Saving for a non-necessity

How can I responsibly save for a non-necessity purchase? I'd like to buy a PlayStation 4. As you may know, I can't eat or live in said PS4. Buying something that is more than a week's worth of pay seems irresponsible, but that doesn't stop me from…
T. Thomas
  • 383
  • 1
  • 6
9
votes
2 answers

Can I recover my deposit (for a future purchase) from a company whose assets are frozen?

We recently paid a catering company $1400 as a deposit for our upcoming wedding. The company was highly recommended by a number of previous clients and had been in business for over a decade. Then their bank accounts were supposedly frozen by the…
user4323
  • 93
  • 3
8
votes
1 answer

Should I use my credit or debit card when purchasing groceries?

When I go grocery shopping, I almost always purchase enough to warrant using a card rather than cash. I used to use my debit card for these transactions, but twice in the past (each incident about half a year apart) shortly after doing so I have…
Zibbobz
  • 4,384
  • 4
  • 35
  • 48
8
votes
5 answers

Are car buying services worth it?

I have to admit, all my car buying experiences have been traumatic. The car salesmen are a nightmare, the dealers are tricky, and prices are less than consistent. Because of this, through the years, I have created a tactic to go to the dealers with…
Geo
  • 5,845
  • 6
  • 29
  • 39
1
2 3 4 5