Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [payment]

For questions related to moving money between accounts or electronically moving funds or paying back the dues owned. Generally used in context of credit-cards, loans, bank-account.

For questions related to moving money between accounts or electronically moving funds or paying back the dues owned. Generally used in context of credit-cards, loans, bank-accounts, etc.

212 questions
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4 answers

Is this person wanting to pay my credit card trying to defraud me?

A friend of mine is in another state wanting to pay my credit card. He says he needs my credit card number, name on card, username, password, and card limit. Is he trying to defraud me? Or does he really need all of this info to pay off my card?
Rene
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58
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5 answers

In what cases can a business refuse to take cash?

Printed on US currency you will find "THIS NOTE IS LEGAL TENDER FOR ALL DEBTS, PUBLIC AND PRIVATE". Some businesses have refused to accept larger bills for a long time, as other forms of payment have become more popular, some refuse cash completely.…
NL - SE listen to your users
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48
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10 answers

I have 9,000 cash. What debt should I pay first?

I have 9,000 cash right now and I want to use it to pay some debt. It won't cover all, but I want to spend it on the best way possible. These are my current debts: Loan balance 3,867.35 - 23.55% interest rate 9/48 payments @ 145.59 / month Loan…
aGuy007
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31
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7 answers

How can I gift $41,000 to my friend anonymously? (Australia)

We both live in Australia. I don't want him to know it's from me. But I’m not hiding from the government. I’d prefer the money to go into his bank account so he can see it's real money. I have his home address, BSB/account number, phone number &…
Ally
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31
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5 answers

Paid off $5,000 credit card 7 weeks ago but the money never came out of my checking account

I paid off my credit card that had a balance of over $5,000. I sent a one time payment for the total amount, about $5,100 to be exact and my credit card company received the payment and reflected it on my balance to show $0. I called them and they…
Vaden C
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29
votes
4 answers

Changing Bank Account Number regularly to reduce fraud

4 others and myself are going through the motions of renting a student accomodation in the UK. So far we have had to pay a holding fee to secure the flat. To do this we were given an account number and sort code to pay for this. We performed the…
Lawrence Coles
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25
votes
5 answers

Using credit/debit card details vs swiping a card in a payment (credit card) terminal

I was given by a seller an option to come to their office and swipe my credit/debit card there in their payment terminal. Because it's a long way to get to their office, I asked the seller if he could just take my credit card details (number,…
rapt
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24
votes
6 answers

How can I get a refund from a seller who only accepts Zelle?

I am wanting to purchase an item and the seller only accepts Zelle. If I send a payment and do not get my item, is there a way to get my money back?
Joy
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23
votes
9 answers

I'm unemployed. Should I pay off my credit cards to avoid monthly payments?

I'm unemployed and on a tight budget with 6 months of savings. Should I pay off my credit cards to avoid monthly payments even if it reduces half of my savings? Is there a risk of the bank reducing my credit limits after payment?
Daniel Harris
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22
votes
3 answers

I would like to get cash for money judgement

I am a landlord who got a settlement via garnishment of my ex tenant's account. The total of money owed came to about $30,000. I have collected about $11,000 and would like to get cash for what is left. The money is consistently paid every two weeks…
Yogirl
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21
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4 answers

Undated cheque was given by client but client asks me continually not to deposit it

I received a cheque 3 months ago, which my client gave me to start a project and there's no date on the cheque. My client told me to ask him before depositing the cheque. The cheque was advance payment for the work. So I didn't start or complete…
karan ugale
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20
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3 answers

Banned from using Western Union. Is it worth filling out the paperwork to get past this?

Aside from my main job, I’ve been tutoring a couple of students online and regularly receiving payments from them via Western Union, as they live in a different country. A couple of weeks ago, a transfer sent to me was automatically returned to the…
wiss13
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20
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19 answers

How do people with multiple credit cards keep track of their due dates and not miss payments?

I never spend more than I have and always intend to pay the full balance on my credit card statements. Because the due date changes and because they are different for each card, I sometimes forget and get charged interest. I would like to avoid this…
Griftoni
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19
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3 answers

What is happening every time I pay my credit card? Am I 'settling' with my bank, the credit card company, or another entity?

I understand that credit cards extend credit to customers. And that purchases incurred before the credit balance is due are nothing more than IOUs to the bank issuing the card (and also the card provider?). But what is actually happening every time…
StatsScared
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19
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6 answers

Pay everything now or gradually?

I have around $45,800 is my bank account and have the following three loans: Loan 1: $6,114 with 6.8% interest rate Loan 2: $14,649.21 with 6.8% interest rate Loan 3: $2,927.25 with 5.750% Should I pay everything off now leaving around $23,680 in…
questionguy
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