Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [direct-debit]

27 questions
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5 answers

How do I make a one of payment to my HSBC credit card bill with a HSBC debit card UK

I need to pay my HSBC credit card bill with a HSBC debit card and I can't transfer money between accounts (it doesn't show up on the list of accounts). When I click on the direct debit details it says I can make bespoke payments by clicking the…
lededje
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When should I schedule direct debits?

I am going to start a new job soon where I will be go from being paid weekly to monthly. I have several direct debits that come out of my account all through the month. I would like to reschedule them so they are all paid at about the same time so…
James Fenwick
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The equivalent of the standing order in the internet age for the UK specifically

I have purchased a parking spot in a busy town which I want to rent out for a monthly fee. I have found someone who wants to pay a rent and is happy to have an arrangement indefinitely. When I have done similar things in the past when I had a…
user619818
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Set a direct debit with an UK bank as a EU citizen moving to UK

My girlfriend (EU resident - Italian) is moving to London for 5 months beginning next Jul for a research placement. The college where she's staying asked her to pay the rent via Direct Debit at an U.K. bank. Since she's just staying for 5 months I'm…
KingBOB
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Can I max out my LISA with one payment before the end of the tax year?

I was just wondering whether it would be possible to max out my LISA contributions (£4000) just before the end of the tax year (or any other time before the end of the tax year)? Would I still get the government bonus if I do so? I can't find any…
jto
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PAYE vs Direct Debit repayment of student loan

I am nearing the end of my repaying my student loan. As standard, repayments are made using HMRC's PAYE system at a fixed, income-dependent rate. However, since HMRC only informs the Student Loans Company how much has been collected at the end of…
howecome
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Why is account ownership verification required for direct debits in Spain, but not in Germany?

Recently, I have learned that in Spain, it is customary when indicating a bank account number for a direct debit payment1 to also submit a "certificado de titularidad bancaria", a document issued by the bank that confirms you are the owner of the…
O. R. Mapper
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Are there any consequences to letting an Amex repayment Direct Debit transfer fail, if a manual repayment is done before the due date?

I don't have enough money in my account to cover a Direct Debit Amex repayment scheduled for today. However, that repayment is set to come out of my account 10 days before the payment due date, by which point I'll have enough money to cover that. Am…
MrTomblerone
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Are there drawbacks to use Direct Debit in France, compared to paying with a credit card?

Amazon started to offer Direct Debit as a way to pay for purchases in France. Direct Debit itself is a very common way to pay for bills in France (probably the primary one) and is well integrated with French banks. Among others, there is direct…
WoJ
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Will direct debit end automatically when loan is paid

If a loan is paid automatically each month through direct debit, will the direct debit stop when the loan reaches zero or will money continue to be withdrawn until the person paying the loan stops the direct debit?
Rich
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You're in Ontario and are setting up Autoload on your Presto fare card. Credit or debit? Which threshold and Autoload values should you pick? And why?

The Presto fare card is a contactless public-transit fare-payment smart card issued in various big cities in Ontario, Canada. These cities include Toronto, Ottawa, and others. You wave the card in front of a reader in order to pay your fare. The…
unforgettableidSupportsMonica
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Alleged unpaid invoice with Direct Debit

TL;DR: Service provider, who collected fees using Direct Debit, is alleging there are unpaid fees without providing much detail, months after the end of the contract, and isn't providing sufficient information. What to do? I used a service provider,…
Bennet
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Direct Debit on Amazon

Recently, I placed an order on Amazon.de and the payment is done via SEPA Direct Debit. When I was paying, I gave my IBAN, SWIFT CODE, and NAME. Later, my money got debited when the order dispatched. So my question is suppose if someone is having my…
Aditya Kurrodu
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Missed credit card payment

I recently missed a credit card payment because the Direct Debit from my bank bounced. This was because some Visa payments came off before the DD was paid, unfortunately my bank does not have a very good way of informing you of this and the payment…
Callum McTavish
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What to use for address and reference on direct debit form?

I've been asked to complete a direct debit form from my HSBC account. Two of the fields are 'Address' and 'Reference', but I haven't got a clue which either should be. I saw mention that reference might be my debit card number? And which address do…
DaveBensonPhillips
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