For questions relating to Vanguard mutual funds, ETF's, IRA's, and other financial products.
For questions relating to Vanguard mutual funds, ETF's, and other financial products. For more information, see Vanguard's site for personal investors.
Questions tagged [vanguard]
181 questions
26
votes
4 answers
What is the difference between these two S&P 500 ETF?
I wanted to invest in the
Vanguard S&P 500 ETF which has the ISIN code US9229083632
However I just discovered it is not available in my country.
As an alternative I am considering investing in Vanguard S&P 500 UCITS ETF which has the ISIN code…
Octoplus
- 719
- 5
- 14
13
votes
1 answer
What are Vanguard's Admiral Shares?
What are Vanguard's Admiral Shares? I recently heard about them, and I'm not sure how they differ from the normal shares of their mutual funds I have.
C. Ross
- 7,886
- 9
- 46
- 78
13
votes
2 answers
Why is the expense ratio of an index fund sometimes higher than its equivalent ETF?
Vanguard Total Stock Market Index Fund Investor Shares (VTSMX)'s expense ratio is 0.14% whereas VTI, its equivalent ETF, has an expense ratio of 0.03%. Why is the expense ratio of an index fund sometimes higher than its equivalent ETF?
Franck Dernoncourt
- 11,883
- 13
- 60
- 147
12
votes
2 answers
Roth IRA: Vanguard vs Free Advisor's Mutual Fund
Background:
I recently turned 25 and became applicable to invest into my employer's 401K. Due to no matching, I have 3% allocated in as a supplemental retirement fund.
Currently single, rent (no intentions to buy soon), and have a stable job that…
Xrylite
- 322
- 2
- 10
12
votes
2 answers
Why there is difference between performance of Vanguard S&P500 (VUSA) and S&P500 index
I have been recently reviewing my Vanguard S&P500 (VUSA) performance and I have noticed that it does not correlate with the performance of the same ETF on their website.
Inside Vangurad investment portal:
On Vanguard website:
It got to the point…
MMT
- 681
- 1
- 7
- 12
10
votes
1 answer
My first 401k, starting late-ish - should I stick with target date?
I just got my first "big boy" job at the tender age of... 34, after a long time in academia and a startup stint that worked out pretty well (startup got acquired by public company) - so now it's the first time I have the option to contribute to an…
nvergos
- 213
- 1
- 6
10
votes
5 answers
How can I invest in an index fund but screen out (remove) certain categories of socially irresponsible investments?
I currently invest in index funds (VFINX and FUSEX) but would like to negatively screen out certain categories of investments for the purposes of "Socially responsible investing". I don't have any need to positively select socially responsible…
gene_wood
- 203
- 2
- 8
10
votes
4 answers
Is my first 401(k) fund allocation reasonable, and with respect to fees?
I just started my first job after school and am now being enrolled in my company's 401k plan, which is handled by Vanguard. By default, I was put into the Target Retirement 2050 Trust II fund, which is a managed fund that has fees of 0.13%.
I am not…
Jared
- 201
- 1
- 2
9
votes
2 answers
Are there fees or penalties for holding less than $10K in a Vanguard Admiral Shares fund?
I currently have a large sum of cash in a "Rewards Account" at my credit union. The interest rate is at 2.75%. It seems to drop every year. It started out at over 4%. Basically, I am looking to find a "better savings account" that offers me an easy…
Robert Greathouse
- 193
- 4
9
votes
2 answers
Growth of unrealized gains in tax-managed index funds
Tax-managed index funds defer capital-gains distributions by, among other things, offsetting capital gains with losses and deviating from their underlying indexes to avoid having to sell appreciated assets. But if the funds are successful, it seems…
Patrick Brinich-Langlois
- 262
- 1
- 4
8
votes
1 answer
Why does Voya use Vanguard fund names with different prices and no ticker symbols?
I have a Voya 401k account from employer. I've been investing in four funds, three of which (I thought) are "Vanguard" funds.
The names are identical to Vanguard funds, but they aren't the same at all. A Voya rep today told me that the Voya funds…
user8356
- 231
- 2
- 5
8
votes
2 answers
Pros/cons of replicating a "fund of funds" with its component funds in my IRA?
I'm interested in investing in the Vanguard Target Retirement Income Fund in my IRA. That fund is made up of 5 funds:
Total Bond Market II Index Fund Investor Shares (very similar to the Total Bond Market Index Fund)
Total Stock Market Index Fund…
Michael A
- 1,958
- 1
- 17
- 29
8
votes
2 answers
How does Vanguard determine the optimal asset allocation for their Target Retirement Funds?
Until 25 years before retirement, Vanguard Target Retirement Funds all have an identical asset allocation of 63% U.S. stocks, 27% international stocks, 8% U.S. bonds, and 2% international bonds. I roughly follow this allocation because it seems…
Craig W
- 16,176
- 4
- 64
- 91
8
votes
1 answer
Opened a Vanguard brokerage account. What do I need to keep track of for next year's taxes?
I know opening the account will not impact me for this tax season, but next year since I opened the brokerage account taxes will be a little different.
What do I need to keep track of while I'm investing for taxes next year? Also, What should I do…
Eric
- 4,913
- 4
- 21
- 21
7
votes
3 answers
What do mutual funds do with the dividends that the securities that they contain give out?
For example, Vanguard Dividend funds have a lot of stocks that give out dividends. Are there any regulatory requirements for Vanguard to distribute the fund? Can they decide to do whatever they want with it?
I am mainly concerned about US based…
unj2
- 171
- 3