To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.
Questions tagged [mutual-funds]
733 questions
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Why don’t index-tracking mutual funds corner themselves?
A lot of advice claims that low-cost index-tracking mutual funds are ideal. It sounds like a nice idea, at first. But then I thought: what if everyone did that?
Indexes are reconstituted from time time, meaning that index-tracking fund managers…
hmakholm left over Monica
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What are the important differences between mutual funds and Exchange Traded Funds (ETFs)?
I've been considering, but haven't committed myself yet to investing in Exchange Traded Funds (ETFs), but have to admit that I don't yet fully understand the use-case for them.
What factors are relevant in making the decision between investing in…
JohnFx
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Why do a lot of people recommend Vanguard so often?
What is it with Vanguard? I've heard the name come up a bunch, but I don't know why this particular company is getting all the good free press...
Michael Pryor
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Paying Off Principal of Home vs. Investing In Mutual Fund
I close on my first home October 21. I've locked in a 4.330% APR on a 30-year fixed conventional mortgage and my payment will be ~$800/month. I've put the required 20% down to avoid paying PMI.
However, the $800/m isn't even 25% of my take-home…
Chuck Callebs
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Is putting money in a 401(k) plan risky?
I've been working for a company that offers me a MassMutual 401(k) plan as a benefit. The employer's match is 50% of my contribution. I've contributed 3% of my gross salary to the plan, and planning to increase it. All the money in my plan is…
domino
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Why is the dominant investing advice for individuals to use mutual funds, exchanged traded funds (ETFs), etc
The dominant advice on this site (including that which I give to novices) regarding investing is to only invest in fund vehicles (mutual funds, ETFs, etc), rather than in individual stocks.
Why is that? With all the successful investors (including…
warren
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What Mutual Funds does Dave Ramsey Invest in?
Heard Dave Ramsey speaking the other night on his growth mutual fund strategy and he mentioned reading one of his fund's prospectus and said this fund had a 78 year history and 11.94% average return over those 78 years.
Tried some searches but not…
Valien
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Is 401k as good as it sounds given the way it is taxed?
I contribute full 18 to my 401k thinking I am letting my money grow untaxed for such a long time. However, looking at how 401k is taxed when I pull the money out, it does not sound like a great deal because it is taxed like regular income. As oppose…
Lost
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Why would a long-term investor ever chose a Mutual Fund over an ETF?
(I read this previous question but would like to differentiate my question by having it focus exclusively on long term, buy and hold investing).
From my understanding, it is conventional wisdom that if a person wishes to invest in the stock market…
Matthew Moisen
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Should I sell mutual funds that are performing well or poorly first?
I have roughly equal investments across 4 different high-risk "growth" mutual funds -- let's just assume that other than all being high risk, they're fairly well diversified. Two of the funds are performing well (5-10% growth since purchase), and…
user85461
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What does 'mutual' mean in mutual fund?
I am confused on the usage of 'mutual'. Is there any 'mutual benefit' or 'mutual dependence' between the participants (unit holders) in a mutual fund?
It looks more like a 'mixed fund' with diverse items (securities) placed together in a single…
Dynamic_equilibrium
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If low-cost index funds are considered the best investment, why are there so many high-cost, managed funds?
The general consensus is that the single best indicator of a fund's future performance is the its expense ratio (source). If you look for more than 5 minutes online you discover the Bogleheads approach to investing; the Motley Fool's discourse on…
Dang Khoa
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7 answers
Does dollar-cost averaging just means taking risk later?
I am investing in mutual funds and hence reading and trying to learn about it.
I was reading this answer which says lump sum investment is far more efficient than DCA. Well, that does not surprise me. I am aware that lump-sum will outperform…
Aastik
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What should I do with the stock I own if I anticipate there will be a recession?
I want to preface this with saying I am not asking if there will be a recession because I recognize that this is impossible to answer. I am asking if I feel there will be a recession, what should I do with the stock I own?
I recognize this answer…
Runeaway3
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Mutual fund value went down, shares went up, no action taken by me
I have no prior experience with stocks so please forgive me if this is a dumb question but I don't even know what to try googling. Two days ago I signed up with scottrade. I put $1000 into ICENX mutual fund. It got me ~56 shares. Today I log in and…
sirdank
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