Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [swift]

Society for Worldwide Interbank Financial Telecommunication (SWIFT) provides a network that enables financial institutions worldwide to send and receive information about financial transactions in a secure, standardized and reliable environment.

77 questions
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How can I accurately anticipate wire transfer fees from intermediary banks?

When sending an international wire transfer, the transmitting and receiving financial institutions both (usually) assess fees associated with the transfer. These fees can be accurately anticipated by clearly asking the banks, providing examples of…
WBT
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Infer SWIFT/BIC code from IBAN?

Is it possible to infer / deduct SWIFT code from IBAN code, if yes how?
rachid
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When to choose SHA, BEN or OUR (swift type) transfer

It isn't clear to me if OUR replaces the cost the receiver's bank charges its client for incoming transfers. E.g. I have 2 banks, A and B in different countries, same currency. In a SHA I expect to pay: A's remittance fee B's receiving fee but in…
jiggunjer
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Used an incorrect SWIFT code for transfer. Will money return or still go through?

I made an international transfer from my bank in Italy to the U.S. The recipient account number and routing number were correct including the address, but I mistakenly used the SWIFT code of the U.S. Century Bank instead of Italian Century Bank. It…
Albert dave
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What happens if I made an international transfer without SWIFT code?

I've just made a transfer from my Hungarian bank account to my new, Canadian one. However, I didn't have any knowledge of my SWIFT neither my IBAN code. I transferred a serious amount of money, and when I was filling out the details, the SWIFT code…
Balazs Domjan
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How to wire transfer from Europe to a CIBC account please?

I am trying to receive money from a European company to my Canadian CIBC account. I received the SWIFT CODE - CIBCCATT from my bank. The company also asked for a BSB NUMBER. The person I spoke to at my bank had never heard of a BSB NUMBER. I have…
icandyb
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Sent wrong payment to right IBAN but wrong SWIFT. What will happen now?

I sent a payment to the incorrect SWIFT but right account number. The money hasn't been received at the other end. What will happen now?
Rebecca Todd
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Getting details of charges for international payments

I'm trying to understand how costs are calculated when making an international payment via SWIFT, as the whole system seems rather opaque. If I understand correctly, an international payment might go directly from the sending to the receiving bank,…
Ganesh Sittampalam
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Why is a BIC registered for Apple?

From apple.stackexchange.com/questions/466770: It's not unusual for a legal entity to have an IBAN, but why does a company that isn't a bank have an entire SWIFT BIC (APLEUS66XXX) registered for them? Comparison The sole other company which…
RokeJulianLockhart
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Disputing a currency conversion that happened in a SWIFT transfer between accounts of the same currency

I made a SWIFT transfer from my EUR account in one bank (in Russia) to my EUR account in another bank (in the UK). However, the beneficiary bank received the transfer in GBP and converted it to EUR in order to match the currency of my account. But…
Alexander Pozdneev
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Should I use SHA or OUR for sending an international wire to my stock broker's bank account?

I am trying to send an international wire transfer to my US stock broker, TD Ameritrade. TD Ameritrade has asked me to send a wire to its bank account at First National Bank of Omaha. My local (non-US) bank has informed me that there will be one…
Flux
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If I entered the SWIFT code of a branch in another state, will I receive my wire transfer?

I live in Madhya Pradesh, India. While entering the SWIFT code on my AdSense account, I used the SWIFT code of a bank branch in other state. My local branch does not have SWIFT code. My account details are correct but the SWIFT code that I used…
ok_ape
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Can a transfer go through if the IBAN and SWIFT is correct, but the beneficiary name is wrong?

A customer of mine wants to pay me from the usa to my account with N26 bank.N26 Bank is a German online bank with no branches but available to customers in the euro-zone.I opened my account online in Portugal.When my customer made the transfer and…
Sean
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Last 3 Digit Swift Code Entered Wrong Branch Than It Should Be. What should i do?

I sent a payment through international bank transfers with the last digit of BIC/Swift Code different that it is supposed to. The IBAN and account holder name are correct. The last 3 digits of BIC/Swift Code should be XXX but I entered with number…
samuel christian
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My money has been disppeared

My parent in another country has attempted a transfer(swift) to my account in Germany, one month ago. Transfer document shows that my IBAN is correct, and my own name and address details are correct. Money was received to my account one month ago…
Saghar Saghariyan
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