Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [iban]

The International Bank Account Number (IBAN) is an internationally agreed system of identifying bank accounts across national borders to facilitate the communication and processing of cross border transactions with a reduced risk of transcription errors.

47 questions
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Umlaut Character in Account Holder Name (German Bank)

I sent a payment through international bank transfer to Germany. But, the account holder name has special characters like ö, ä, ü, and etc. In my case, it's ü. Is there any other words that are equivalent with ü (read: u with umlaut), that in some…
samuel christian
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What kind of scam is happening here, and is my next step to call my own bank or the institution that sent me money?

Today, I saw in my banking app that a single cent was added to my account. A bit of Googling tells me this is apparently done sometimes when someone signs up for a service, to validate that a person really exists. I've personally only ever seen the…
Tinkeringbell
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High conversion fee for failed bank transfer

I asked my Swedish bank to transfer to my UK bank 50,000 euros through a SEPA payment. Unfortunately, the IBAN and BIC were old and no longer in use and the UK bank returned the money the same day, i.e. the transaction failed. The 50,000 euros was…
Ekorre
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Is it really risky to make your IBAN public?

It seems that people are reluctant to give their IBAN to strangers. I saw someone downvoting an app only because it shows the IBAN in clear on the main screen. Is this rational? What could someone do knowing your IBAN?
Marco Altieri
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Is there an IBAN for US banks?

Do US banks have an IBAN number? I'm trying to wire money through my Bank’s website and they’re asking for the IBAN. Is there one for US banks? And if not what do I do?
Rani Faris
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Infer SWIFT/BIC code from IBAN?

Is it possible to infer / deduct SWIFT code from IBAN code, if yes how?
rachid
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What is my SBI IBAN number?

I have been recently accepted for a scholarship and I need to provide my IBAN/BIC number for some purpose of accommodation. My SBI Branch code is 006342 and I wasn't able to find any swift code based on this branch(from whatever I read so far Swift…
Someone
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How to wire transfer from Europe to a CIBC account please?

I am trying to receive money from a European company to my Canadian CIBC account. I received the SWIFT CODE - CIBCCATT from my bank. The company also asked for a BSB NUMBER. The person I spoke to at my bank had never heard of a BSB NUMBER. I have…
icandyb
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2 answers

Sent wrong payment to right IBAN but wrong SWIFT. What will happen now?

I sent a payment to the incorrect SWIFT but right account number. The money hasn't been received at the other end. What will happen now?
Rebecca Todd
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Can my bank still require a BIC code for credit transfers within the SEPA zone?

As far as I know the "IBAN Only rule" which was recently adopted states that for credit transfers within the SEPA zone, an IBAN is sufficient to identify an account and the BIC is no longer required. I've found an article explaining IBAN and BIC…
Lilienthal
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I specified the wrong IBAN number when transferring money to a UK bank. How can I correct this?

I transferred money to a UK bank from outside of the UK, but I specified the IBAN number for an individual by mistake. The bank transferred the money to the individual instead of the bank, even though I mentioned the company name in the same…
salama
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Can a transfer go through if the IBAN and SWIFT is correct, but the beneficiary name is wrong?

A customer of mine wants to pay me from the usa to my account with N26 bank.N26 Bank is a German online bank with no branches but available to customers in the euro-zone.I opened my account online in Portugal.When my customer made the transfer and…
Sean
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1 answer

Last 3 Digit Swift Code Entered Wrong Branch Than It Should Be. What should i do?

I sent a payment through international bank transfers with the last digit of BIC/Swift Code different that it is supposed to. The IBAN and account holder name are correct. The last 3 digits of BIC/Swift Code should be XXX but I entered with number…
samuel christian
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Can an IBAN be reallocated to someone?

I wanted to wire some money to my parents today and was not sure about the IBAN number (it may have changed in the meantime via a reorganization of their accounts or a bank change). This made me think: are IBANs recycled? In other words: if someone…
WoJ
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How is a customer account affected by banks merging?

Suppose there are 2 banks, A & B. Bank A has merged into bank B, hence, Bank B is the anchor bank & bank A does not exist anymore. How is a salaried person who has submitted the Swift Code & IBAN number of Bank A to their employer affected?
user89558
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