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I sent a payment through international bank transfers with the last digit of BIC/Swift Code different that it is supposed to. The IBAN and account holder name are correct. The last 3 digits of BIC/Swift Code should be XXX but I entered with number (the specific branch number of the bank).

I know the transfer is successful because the money didn't come back to the sender bank. But, they said they still haven't got any payment. Is there any difference transferring to different branch of bank (it's the same bank tho)? And can they check it to the branch I sent it to?

samuel christian
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1 Answers1

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"But, they said they still haven't got any payment"

how long are you talking? And what destination country?

It's normal in some cases for banks to hold it for a few days. (Say, 3 max.)

(They simply do this to make a few dollars interest on the float of all the money moving around, and simply lie and say there's a technical reason.)

The exact problem you describe ("NNN" rather than "XXX") generally is not a problem.

Fattie
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