Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [italy]

48 questions
48
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12 answers

What are the pros and cons of a credit card for a European?

I have a bank account, with some savings. Enough to cover every expense I could have to face without delay. I also have a debit card, which I use for my offline payments, a Paypal account for most of my online transactions, and a prepaid card in…
bracco23
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10 answers

First job: Renting vs get my parents to buy me a house

Finished my studies and got my first job starting in Nov. I'll have to move to a city far from where I currently live. I'll get paid around 17.5K/yr (1.4k/month net after taxes) and have to find a nice house to live in. What I'm looking for is a…
KingBOB
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1 answer

How much duty will I have to pay importing 72 bottles of wine from Italy to UK

Since leaving the EU the UK now has to pay a customs and excise fee on goods imported into the UK. Every year my family purchase wine from a vineyard in Italy. This year we will have to pay the UK duty on this wine. I have taken the order and…
A Paul Savage
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1 answer

How much mortgage is too much?

I'm buying a house and decided against renting out a place because I feel like it's almost a waste of money, and, most importantly, the rent of a small 40 m^2 apartment in the middle of nowhere is the same as the mortgage of a two bedroom apartment…
Yeeter
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6
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1 answer

Used an incorrect SWIFT code for transfer. Will money return or still go through?

I made an international transfer from my bank in Italy to the U.S. The recipient account number and routing number were correct including the address, but I mistakenly used the SWIFT code of the U.S. Century Bank instead of Italian Century Bank. It…
Albert dave
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2 answers

Buy car vs lease vs long term rent for 10 years period

After reading a few questions about renting vs buying an house and seeing how many people strongly support renting, I'm wondering if the same applies to renting vs buying a car. Suppose: I don't need a car loan to buy one. I will use it for 10…
KingBOB
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1 answer

What are the Italian equivalents of 401K, Roth IRA and Savings account?

I am Italian and I consume a lot of internet content about saving and investing (that's why I am here too!). I often hear or read about: 401K Maxing out your 401K (and meeting your employer's match) Roth IRA Saving accounts I would like to know if…
Lorenzo
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2 answers

Short selling banned in Italy for 3 months. Am I affected with my Short ETF investments?

I'm from Italy and I've "invested" in the following short ETF: BOOST FTSE MIB 3X SHORT DAILY ISIN: IE00B873CW36 Ticker: 3ITS.MI WisdomTree Info Sheet Used to be called Boost, now they're WisdomTree I bought the ETF through my broker at the…
Roberto Fugazza
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1 answer

Is it possible to start building a credit score in the US from abroad?

I am an Italian citizen looking to move to the United States at some point next year; my fiancée submitted a petition for a K-1 Visa and we're waiting for it to be processed. I have done a little reading on how credit score works in the US and I…
Michele C
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4
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2 answers

US green card holder and resident, what to consider when buying real estate in Italy?

I am a green card holder, with Italian citizenship, looking to buy property in Italy, while still maintaining primary residence in the US. What should I look out for when making this purchase? In particular, I will be buying the property moving…
user
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1 answer

Are Italian bank bonds as good a deal for retail investors as it seems?

The Monte Paschi announced bailout claims that retail investors will be protected from losses imposed by the bailin by compensating them for up to €100k (the financial services compensation scheme limit). Some of the junior corporate debt is…
SMeznaric
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2 answers

Is there any reason to prefer Visa or Mastercard?

My Italian bank, Fineco, offers me Visa or MasterCard credit cards at (apparently) the exact same conditions. IIRC when I first requested it a few years ago, it was just a checkbox in the contract saying which card I wanted, but the clauses were…
o0'.
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4 answers

Made an offer to buy an apartment, but the actual size is smaller than the one that was promised

Some time ago I decided to buy an apartment, so I started looking for one. I found one, sold through an agency, that I liked. The description on their website reported (and still reports even now as I'm writing) the size as 90 square meters. They…
Fabio says Reinstate Monica
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1 answer

What happens if I don't pay a ATAC bus fine from Rome?

I am a resident of Sweden and yesterday I bought a bus ticket to travel with the local bus here in Rome, long story short, although I had the ticket I did not know to validate it, meaning getting it stamped with a machine. For this I got a ticket…
John
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Being resident (and paying taxes) in Italy, can I absolutely freely choose any online trading platform?

I would like to begin trading online but, as a total beginner, I have the most stupid doubts. Given the huge amount of brokerage platforms accessible online, I don't know how to figure out how to choose one. In particular, I have the following main…
marco trevi
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