Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [dispute]

52 questions
89
votes
7 answers

What should I do about a dealer that took a deposit then sold my motorcycle to someone else?

I recently was interested in purchasing a motorcycle from a dealer but I was about to be out of town for a few days for a vacation. I called him and said I can make a deposit on the bike for $500. He agreed and I gave him my credit card # over the…
James Dean
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44
votes
6 answers

Why did my credit card company resolve my dispute in seconds?

I had a dispute regarding a tip charge on my credit card when I dined in a restaurant. The tip amount which I signed to pay is $8.98 but the restaurant charged me $15.00. A few days later when I realized this, I filed a dispute with my credit card…
Zuriel
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36
votes
7 answers

Is it acceptable to use a bank's "dispute a charge" feature if restaurant wouldn't give refund?

I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I paid for a rather extensive breakfast ($11) and I was instead given food…
Village
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25
votes
5 answers

Whose responsibility is it to handle an over-tendered tip?

Suppose I go out to eat and I pay for my meal with a credit card. I sign the receipt and when the server goes back to finalize the transaction, they put way more money for the tip than I did. At this point, is it on me to look at the bank account…
leeand00
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24
votes
2 answers

Ordered bike parts, paid with Paypal, received face masks. How do I get my money back from this scam?

My wife fell victim to a scam that she will not let go of. She was looking for a bicycle online and came across what appeared to be a legit web site. My wife assumed that it was safe to use Paypal because recipients would not get her credit card…
maple_shaft
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18
votes
4 answers

Dispute credit card transaction with merchant or credit card company?

I have US credit card that does not have PIN code. I tried to pay with it in Europe. Since merchant's PoS terminal could not accept signature and my card does not have PIN code they thought that transaction did not go through. I ended up paying in…
user4910112
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13
votes
4 answers

Can someone sue for house ownership if they gave money for it?

My parents received money from my grandmother to put a down payment for a house. After my parents purchased the home and put the house under their names, my grandmother moved in and eventually after 3 years she moved out. Now she wants her money…
Kevin Gomez
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11
votes
4 answers

Disputing charge made with chip card

Last month we saw a charge from our local Best Buy store on our Bank of America credit card statement. We had never been to Best Buy in years, and I can't remember when or if I've bought anything from there. The same day the charge was made we…
user2233706
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9
votes
2 answers

Payment Dispute, Is it worth it?

3 years ago I cancelled my T-Mobile account. I was charged a $250 cancellation fee, plus the amount due at the time, totaling $376.53. Recently I was contacted by a creditor saying I owed T-Mobile over $150 dollars, I was able to track down the…
jsmith
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8
votes
3 answers

I've started two credit agency disputes with the originators of the credit (CC company and a bank). Is there anything more required from me?

I found a CC that I had nothing to do with opening on my credit report. I called the issuing company and told them as much and they opened a dispute with the 3 agencies. Also, in an effort to increase my score I've read that sometimes you can get a…
brhoades
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7
votes
1 answer

How can I escalate a credit dispute when the bureau "confirms" the item?

A while back, I was moving to a new city. At the point when I got around to applying for an apartment, I had never checked my credit before. I was denied the apartment due to credit, and started looking into it. Turns out my credit account had…
glibdud
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7
votes
3 answers

How to stop recurring credit card charges?

Suppose an individual is subscribed to a service that costs $3.00 per day. He uses his credit card to pay for this service. Also, suppose this individual wants to cancel his subscription but has forgotten his username and password for this service.…
creditguy122
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5
votes
1 answer

How to dispute a balance transfer that never posted with other creditor?

Three months ago, I did a credit union credit card balance transfer at 0% to pay down three student PLUS loans. In the payments, the account number and sequence number for the three loans were given. The student loan lender returned two of the…
WilliamKF
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4
votes
2 answers

What do I do with received packaged after credit card dispute won?

I ordered a $500 winter jacket in August and was told it would be at my door by the end of October at the latest. Between October and December I emailed the company 6-7 times asking for shipping updates and each time I was promised that it would be…
Chris
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4
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1 answer

Calculating equity split in selling a property

Purchased a property with another person in 1998. We remained equitable partners until April, 2009 when the other party stopped paying their share of the mortgage, condo fees, property tax, upkeep. I continued to pay these fees independently. We…
Mae
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