Questions tagged [discount]
34 questions
27
votes
8 answers
Why do stores and manufacturers use mail in rebates? A scam, or is there a way to use them effectively?
Why do companies use mail in rebates? Are they a scam or is there a way to use them without getting shafted?
I've used mail in rebates before but it seems like a gamble – half the time I end up having to call a "rebate processing centre" a few…
Chris W. Rea
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26
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6 answers
Why would a home insurer offer a discount based on credit score?
Recently I received a letter from my home insurance company:
Thank you for being a Gore Mutual customer.
We're working hard to ensure that our products are competitive. And we want to provide you with the most accurate, personalized pricing…
200_success
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11
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8 answers
If there's no volume discount, does buying in bulk still make sense?
If I'm buying household items that get used up (e.g; furnace filters, soap, etc.) is it still worthwhile sometimes to buy a bunch, even if there is no volume discount, or am I wasting money?
p.s. could somebody please retag with "volume" or…
unknown
10
votes
2 answers
Does a restaurant have to pay tax on a discount?
I have a coupon which gives me 25% discount in a restaurant. Does the restaurant pay tax (and therefore should they charge me tax) on the full amount, pre-discount, or the amount after the discount?
If it makes any difference the coupon came in a…
DJClayworth
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8
votes
1 answer
How can I save money on home insurance?
What are some of the easy or not-so-easy ways to save money on home insurance?
bms1
8
votes
4 answers
How can I save money on car insurance?
What are some of the easy or not-so-easy ways to save money on car insurance?
bms1
7
votes
3 answers
How do I account for 100 percent vendor discounts in GnuCash 2.6.5
Consider this simple scenario, where I am running the accounts for a small business. No need to get into fancy standards (e.g. GAAP).
A vendor sends my company a bill for $100. The work is complete and satisfactory.
I record the bill in GnuCash…
Fred
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7
votes
4 answers
Is it worth prepaying to get a 10% discount?
I'm looking at paying for hosting, and I have prepayment options available:
Prepayment for one year earns a 10% discount, and prepayment for two years earns a 15% discount.
Is it better to pay monthly, or take advantage of one of the prepayment…
jldugger
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6
votes
1 answer
How do programs like GoodRX make money?
There are a variety of prescription discount card programs; I use GoodRX only as an example but my question applies to them all.
How do these things make money?
My local pharmacy just keeps a couple of discount cards at the register, and if a…
Crash Gordon
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5
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2 answers
What is a Discount Called in the Context of a Negative Interest Rate?
I was reading this article about negative yields on bonds when I wondered if you'd still call a Discount a... Discount or something else in this context?
In the example, the interest rate is -0.05% for ten years. So a $100,000 bond under those terms…
Bob Kaufman
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5
votes
2 answers
Should I do the volume discount even if it will strain my short-term budget?
For simplicity let's say my monthly food budget is $500.
My university has a plan where if you buy $400 worth of 'university currency' you get another $100 free.
If I were to do that, I would save $100 in the course of time it takes for me to spend…
Christian Chapman
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5
votes
3 answers
How can you be sure you're getting the best prices on airfare and hotels from travel websites?
I know people don't use travel agencies anymore as there are so many do it yourself websites available, but with everyone touting themselves as "discount", how can you be sure you're getting the best price?
Nat_Rea
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5
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4 answers
Can I get a discount on merchandise by paying with cash instead of credit?
I heard that if you offer to buy a car or a flat screen TV for example with all cash, you can usually get a discount instead of using credit. Is this true and has anyone tried it?
I also heard that you can get a discount if you use a card that does…
Xaisoft
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4
votes
1 answer
Is a discount on rent for work done reportable as income?
If a person is renting a place that might normally rent for $2000 per month, and landlord agrees to a rent of only $1500 per month so long as the renter does certain maintenance and other chores around the property, must the renter report the…
Five Bagger
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4
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1 answer
Is a defensive driving course worth the money? How much is a typical insurance discount?
My car insurer offers a defensive driving discount. I'm under 30, never had an accident or ticket, and paying a pretty cheap rate already, but paying less is always better.
The insurer's published info for my state indicates people under 50 with bad…
jldugger
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