Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [european-union]

for questions that relate to the laws, practices, and products of the European Union (EU).

for questions that relate to the laws, practices, and products of the European Union (EU). Wikipedia

247 questions
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What happens to my savings if my country defaults or restructures its debt?

I live in a eurozone country that a lot of people think will soon default or restructure its debt. My family has a savings account in a bank here. A similar question has been asked before, but it isn't quite the same thing. First, what are the…
Naurgul
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How can a resident of the European Union (not from UK) practically buy stocks?

I'd like to buy a little amount (say, 5000 €) of stocks. I know it's risky, especially for an absolute beginner like me. Maybe you would like to persuade me to start with stuff such as such as mutual funds or ETF (btw, thanks for dissuading me from…
DeltaIV
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5 answers

Buying an US ETF from Europe using Interactive Brokers

I am trying to buy an ETF using my account in Interactive Brokers. I am surprised to see that it is not possible. I am living in Europe and trying to buy an ETF in US dollars. Their response to me: UK Retail clients are restricted from trading…
bp2010
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5 answers

The price dropped on an item I purchased 8 days ago. What can I do?

I bought a PC for € 2199 (about $2500 USD) 8 days ago. Today I saw that the same store where I purchased it sells the same product for € 130 less. Unfortunately, I can't just bring it back* and re-buy it because I have already littered the…
kidded
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1 answer

What is the data before 1999 for EUR to USD on Google?

If you search eur to usd on Google, you'll see a chart. The chart starts from 198x as below: However, on this Wikipedia page. It says The euro came into existence on 1 January 1999 Is it a Google mistake? What does the data before 1999 mean?
AGamePlayer
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4 answers

Dispute credit card transaction with merchant or credit card company?

I have US credit card that does not have PIN code. I tried to pay with it in Europe. Since merchant's PoS terminal could not accept signature and my card does not have PIN code they thought that transaction did not go through. I ended up paying in…
user4910112
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I have an extra 1000€ per month, what should I do with it?

I've seen a few questions like this here, but they all seem to be adressed to Americans and their way of life. Let me explain: I am 27, single, live in Germany and recently got my first job, which pays about 2000€ per month after taxes. I am…
anon
15
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1 answer

How do euro hedged index funds work?

I was trying to find a S&P 500 tracking fund and came across this one. db x-trackers S&P 500 Euro Hedged Index UCITS ETF. Can anyone explain what the Euro hedging means and how it is supposed to work? From what I understand hedging means protecting…
Roberto Fugazza
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12
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8 answers

Can I buy only 4 shares of a company?

I haven't traded yet online but I wanted to try, just to see. I'm in Europe and I'd like to buy 4 shares of Apple (it's about $344 as I write this, so I would invest about $1376). Can I just open up, say, a KeyTrade account, and send $1500 on my…
Stocknoob
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Why can't a US state default, but a EU state can?

I'm new here so I'm not sure if this type of question is appropriate on this site. I live in the EU (Italy) and I'm quite concerned (probably not the only one now in EU) about the possibility of some country (maybe mine GDP/DEBT 120%) to go into…
Marco Demaio
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3 answers

What taxes to pay when working for a US company remotely from Europe?

Situation 1: Portuguese Citizen Starting job with US company, will be working from Portugal US company does not have any official presence in Portugal. So, where do I pay tax -- in US or Portugal? What taxes should the company pay?
Donald
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If a US citizen works in Europe as a consultant, what are the tax consequences?

I am US citizen and professional software consultant. If I get a contract position, lets say in the UK or Switzerland for a European company, do I pay taxes to that country, or to IRS? Does it matter if the company I work for in Europe is a US…
mark
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How do I invest in an index with a small initial investment (E.U. question)

I just started earning a comfortable surplus for the cost of living of Poland. I have around 700 Euros every month of this surplus and I read that investing in index tracking funds has the higher and somewhat safer return of investment. What I want…
Paulo Neves
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What are the lowest-expense index funds available to an EU citizen?

I see people talking about 0.05% expense ratios, presumably meaning the Vanguard S&P 500 fund. Vanguard advertises an average expense ratio of 0.19%. Sounds great. But the index funds from iShares, DB x-Trackers and Lyxor I see in my bank's funds DB…
Michael Borgwardt
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Pension in the EU when having worked in multiple European countries

I have a few questions about (state) pension plans when having worked in multiple EU countries in your lifetime. First off, EU countries have different requirements in terms of minimum years worked/payed to be eligible for a pension, age of…
Xenonite
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