Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [visa]

For questions related to the card settlement company Visa. If the questions are not specific, then the tag credit-card should be used.

For questions related to the card settlement company Visa. If the questions are not specific, then the tag should be used.

96 questions
52
votes
4 answers

Scam caller asked for last 4 digits of card. Fake number doesn't fool him, does he have my full number?

I just got off a very obvious scam call where the scammer was offering to "lower" my interest rate. I played along to try to waste some of their time. I gave a fake expiration date and a fake last 4 digits of the card. He put me on a short hold and…
stormdrain
  • 493
  • 1
  • 4
  • 7
42
votes
4 answers

Why do VISA "Electron" and Master Card "Maestro" cards have special limitations in when they technically work?

Translated by me to English from Swedish, from VikingLine.se: We welcome payments onboard with the following cards: American Express, Diners Club, Eurocard, Finnish bank cards, Master Card, VISA. VISA Electron and Maestro cards are accepted…
Reecie
  • 421
  • 4
  • 3
32
votes
6 answers

Transferring balances left over prepaid credit cards

How can one transfer small balances, leftovers, on prepaid credit cards? I actually have 6 or 7 prepaid Visa or Mastercard cards left with balances between $1 and $4. I would like to get rid of them. I do not want to throw them away. Is there a way…
Armando
  • 1,020
  • 1
  • 8
  • 13
31
votes
4 answers

Why are American Express cards are not as popular as Visa or MasterCard?

For me, AMEX is a preferred choice because I can earn more treat points. But I found that (at least in Malaysia), a lot of merchants are rejecting AMEX card in favor of Visa or MasterCard. Why?
Graviton
  • 829
  • 2
  • 9
  • 19
28
votes
1 answer

What are the limitations of use of "Electronic use only " debit card

I have a visa electron debit card and there is "electronic use only" marked on it, so I don't know where or when I can't use my debit card ?
AyoubM
  • 383
  • 1
  • 3
  • 6
25
votes
3 answers

Is there any inherent difference between Visa and Mastercard credit cards?

Are there any inherent differences between a Visa credit card and a Mastercard credit card? Obviously, there can be huge differences between one Visa card and another. And between one Mastercard and another. But I am wondering about any significant…
ChrisInEdmonton
  • 14,143
  • 1
  • 45
  • 75
12
votes
5 answers

How are Visa payWave and MasterCard PayPass protected against unauthorized use?

Visa payWave and MasterCard PayPass have similar description - the card is equipped with antenna that it uses to talk to the terminal. For small purchases (something like less that $50) the transaction is authorized by bringing the card close (smth…
sharptooth
  • 2,919
  • 2
  • 26
  • 31
8
votes
1 answer

Can I get cashback for buying gift cards on Amazon?

I have an Amazon Prime Rewards Visa Signature Card that gets me 5% cashback on purchases made through Amazon. Is it possible to reap that reward on gift card purchases?
Kellen
  • 315
  • 1
  • 3
  • 7
8
votes
2 answers

Can I transfer money from my prepaid Visa gift card to my debit card?

I bought a prepaid Visa gift card to add money on my phone account. It turns out I can't do this because the gift card can not be processed by my phone company because the card does not have my address to verify that it is truly me. Is it possible…
user3152
8
votes
1 answer

Claiming against visa rental car insurance

I'm planning on claiming against my visa cards rental car insurance benefit. For an incident using a zip-car. Will this claim affect my credit score or car insurance rates?
drc
  • 213
  • 2
  • 5
7
votes
1 answer

Is it legal to keep my US bank account after leaving the US, and receive money on it?

I currently live in the united states on an L1 visa. There is a chance that I'll quit my job and travel around central/Latin america for quite some time. With L1 visa, If I leave my job, I have to leave the US and lose my residence status. I called…
Amine Hajyoussef
  • 173
  • 1
  • 1
  • 5
6
votes
1 answer

Friend is leaving US without ending the lease? What the apartment manager can do?

Friend is leaving US due to visa problem. She has very good credit history. She is planning to pay all the credit card and utility bills. The only thing she is not willing to pay is lease breaking charges. The community manager is asking her to pay…
user3073256
  • 61
  • 1
6
votes
3 answers

Choosing debit card: MasterCard Debit or Visa Electron?

What to take into account when choosing debit card for my personal account, between MasterCard Debit and Visa Electron? Should I take into account for example possible international travel (EU vs US)? Both types have the same popularity in my…
Jakub Narębski
  • 161
  • 1
  • 1
  • 3
6
votes
2 answers

Why are contactless cards so heavily advertised?

In UK Visa advertises contactless payments heavily, so do banks. They offer cashbacks on contactless payments or enter you in some kind of tombola. What benefit do VISA and the banks have when you pay contactless? I can see the theoretical advantage…
P.R.
  • 161
  • 3
6
votes
1 answer

Transfering balance between VISA cards in different continents

Is it possible to transfer credit card balance from a VISA card issued in Europe to a VISA card issued in the US? I've never done balance transfers before, and I (US card holder) need to help my parents (Europe card holder) pay off their CC debt.
Mark13426
  • 161
  • 1
1
2 3 4 5 6 7