In deriving a general propagator to the time-dependent ($H = H(t)$) Hamiltonian problem, Shankar works to first order in $\Delta = T/N$ (a small time interval for large $N$) and argues that by integrating the Schrodinger Equation over the interval $\Delta$ we get:
$$|\psi(\Delta)\rangle \approx |\psi(0)\rangle + \Delta \frac{d}{dt}|\psi(0)\bigg|_{t=0} = |\psi(0)\rangle - \frac{i\Delta}{\hbar}H(0)|\psi(0)\rangle = \left(1-\frac{i\Delta}{\hbar}H(0)\right)|\psi(0)\rangle \approx e^{-i\Delta H(0)/\hbar}|\psi(0)\rangle.$$
Then by integrating over each individual interval of width $\Delta = T/N$ gives:
$$|psi(t)\rangle = \prod_{n=0}^{N-1}\exp[-\frac{i\Delta}{\hbar}H(n\Delta)]|\psi(0)\rangle.$$
So far, I'm on board. However, he says that we can't simply turn the product into a sum in the exponent and take a limit as $N \rightarrow \infty$, get a nice integral representation and call it day. He says we can't do this $[H(t_1), H(t_2)] \neq 0$ so by Baker-Campbell-Hausdorff there will be additional terms. However, in the limit as $N \rightarrow \infty$ and so $\Delta \rightarrow 0$, can we not say that each $H(n\Delta)$ will commute with its neighbor $H((n+1)\Delta)$, and so argue that the integral representation is valid?