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1500 questions
19
votes
1 answer
What's the differences between a discount broker and a regular broker?
What are the differences between a discount broker and a regular broker? "Discount" implies a price difference... but why can they be cheaper than regular brokers??
newstockdude
19
votes
4 answers
Where should I put my will so that it can be easily found when the time comes?
This has been puzzling me for a while. What is the best place to keep a last will and testament so that it can easily be found and executed obviously without any help from me?
I've seen a lot of people suggest safety deposit boxes, but I've also…
JohnFx
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19
votes
5 answers
Why are currency forwards needed?
Commonly, a currency forward is said to be useful when one has to make a payment in another currency in a future date, e.g. a European company has to pay 1 million USD exactly one year from now. It is often claimed that the company can protect from…
lopta88
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19
votes
2 answers
Are multiple hard inquiries for a specific loan type okay?
I'm researching mortgage options for my first home purchase, and I recently had a long call with a loan officer where he encouraged me to get pre-qualified (requiring a hard credit inquiry) as soon as possible - despite the fact that I'm not buying…
WannabeCoder
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19
votes
2 answers
How would bonds fare if interest rates rose?
The first thing I learned about bonds is that when interest rates rise, the price of existing bonds tends to fall. Unfortunately, I didn't learn much else about bonds. So I have a couple questions about them.
If interest rates rise I'm sure
it will…
Stainsor
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19
votes
2 answers
How long to wait on credit card charge (and what can I do?)
Several months ago, my credit card number was stolen and used to buy some airline tickets. My credit card company reacted very quickly to lock my account and alert me to the charges.
However, as I came to learn about this type of scam, the scammer…
Enkiduh
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19
votes
8 answers
As a 22-year-old, how risky should I be with my 401(k) investments?
As a 22 year old guy, how should I plan my financial life regarding my 401(k) investments? How much risk should I be taking?
Also, is it a good idea to invest in a dynamic portfolio with smart beta ETF's managed by an active portfolio manager?
Robinho Hcp
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19
votes
2 answers
Why do 1099 forms take so long for brokerages to prepare and send out?
I generally have my taxes done by mid January when my W-2 becomes available, but I'm often stuck waiting as long as another month before I can file because I'm waiting for my brokerages to send me my 1099s. This happens across TD Ameritrade,…
Nicholas
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19
votes
3 answers
Is it possible to sell a rental property WHILE tenants are living there?
I am thinking about selling my rental property, but currently there are tenants living there. Is it possible to "hand over" the current leases to a buyer/landlord or do I have to wait for all the leases to end?
The rental property is located in…
user1068636
- 333
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- 5
19
votes
8 answers
How to split rent/utilities fairly
I'm in the process of getting an apartment with my girlfriend and a friend. We plan on all sharing rent and utilities but there is a large gap in earnings between the three of us, mostly that I out-earn both combined. I want to do things as fairly…
Ranma344
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19
votes
7 answers
Should I buy or lease a car given that its not a super luxury car and I only drive 15 miles/d on avg?
For my first car, I bought a Toyota Camry. 3 years later I sold that car and I am leasing a BMW series 3. My lease will expire early next yr and I am thinking getting the X3/X5, do you recommend leasing or buying?
Personally by far I think the…
livedonkey
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19
votes
4 answers
Only my husband's name is on the car title. How can I protect my ownership in case of divorce or death?
My husband bought a car. Only his name is on the title because my credit is not good, but his is very good. But I am going to pay the car loan and the insurance.
I would like to know if it's possible for him to add me to the car title and…
Erika
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19
votes
5 answers
Advice for college student: Should I hire a financial adviser or just invest in index funds?
I just started college and after calculating the cost for my degree I calculated that I have $50,000 that I wont need until after college. I think that the best think for me to do with that money is to invest. A close family friend of mine…
HanMah
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19
votes
3 answers
Why does my bonus at year end get taxed at a different rate?
Every year when I get paid a bonus, almost half of the bonus gets withheld for income taxes. My normal paycheck is never taxed at that rate. How do I stop that from happening?
Michael Pryor
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19
votes
5 answers
Is losing money in my 401K normal?
I had about $10.5K in my Fidelity 401K account invested in their target fund. I started it a year ago. This is my first time with investing in the stock market.
For the past 2-3 months, it keeps going down. Now it's at $9K. Lost $1.5K.
I don't need…
Kint Kant
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