Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

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1500 questions
19
votes
3 answers

In what way does technical analysis involve astrology and reading tea leaves?

I am considering whether or not I should learn technical analysis after fundamental analysis. When I searched for "technical analysis" on internet forums to gauge whether or not it is worthwhile for me to learn, I noticed people saying that…
user102086
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19
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4 answers

Sugar daddy prepaid card scam

For a couple of weeks, I have been talking to a sugar daddy. He sent me a “prepaid” card, which is now activated, and he requested that I withdraw a large amount and deposit into his Bitcoin wallet. Is this some sort of scam?
Iliana
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19
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7 answers

Did I save enough for my age? Am I falling behind and should be saving more or take some investment risks to earn more?

I am a 28 years old male, living in the US. Currently working full time with the salary of $84K per year. I also have a dependent wife(same age as mine), who is currently studying in a uni, graduating soon. We have a total of about $75K in…
user4815
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19
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8 answers

Am I getting Craigslist scammed?

I am selling a mower on Craigslist and I received this in a text: FRM: Harry Luong SUBJ: Re: Hey, is still for sale? MSG: Great I saw the detail on the Ad and I'm okay with the price & condition and i want you to consider it sold. I will be…
Hunter Childers
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19
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4 answers

Can stocks trade at negative prices?

I've looked everywhere, and everyone says that stocks can never sell below zero. I don't think that's true. For example, if a company is structured with unlimited liability, it should be possible for its stock to trade at negative prices. Is it…
Flux
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19
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8 answers

Beginning to trade from a mathematics background

I'm from a mathematics background and I'm curious to understand the skill of profiting off the stock market as an individual. Is it ones ability to predict successful businesses? Is quantitative trading viable anymore for individuals? Is it a lot of…
charl1e
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19
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1 answer

What does "gross of" mean?

I'm reading a financial report summary of an investment and it says "The numbers below are presented gross of fees." Does that mean the numbers include fees, or don't include fees? Why don't they just say "The numbers below include fees" or "don't…
Eric
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19
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6 answers

Is Saikyo Sakura Assets Holding a legit company?

Today I got a cold call from an alleged representative of Saikyo Sakura Assets offering me a trading opportunity. At first I was very skeptical as this raised several red flags, but I am also interested in the opportunity. Now I want to find out if…
user93313
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19
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14 answers

I’m 18 years old and want to finance a £30,000 car

I'm 18 years old and I've always wanted an Audi Q5. Currently, I'm working full-time. I earn £28,800 annually and that will be due to go up soon. The car I've had eyes on costs £31,789. The monthly costs will be £632.02. It will be a hire purchase…
Rickss
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19
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6 answers

How can we save ourselves from large drops in stock price?

After hours earning call is the perfect time for a stock price to go up or down significantly, as well as in a few minutes after the market open. The example of LinkedIn stock crashing is an example. As an individual investor, you will be late and…
wonderful world
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19
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6 answers

Do insurance rates depend on credit scores?

When reading up on credit scores, I came across this article. It contains this paragraph: A bad score can become a black mark that leads to missing out on the home you want (credit checks are a common aspect of apartment applications), higher car…
UTF-8
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19
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5 answers

Why should I invest my money in a life insurance policy?

As i am 24 now i get lot of calls from lot of insurance companies asking to take up an insurance policy.... So i decided to get answers for some of my questions in basicallymoney... Why should i invest my money in insurance? What age would be…
Pandiya Chendur
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19
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6 answers

Pay everything now or gradually?

I have around $45,800 is my bank account and have the following three loans: Loan 1: $6,114 with 6.8% interest rate Loan 2: $14,649.21 with 6.8% interest rate Loan 3: $2,927.25 with 5.750% Should I pay everything off now leaving around $23,680 in…
questionguy
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19
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7 answers

What is the difference between money and currency?

Money is a medium of exchange, according to 1,000 ways to make $1,000. Currency, on the other hand, is the "promissory note or coin". You may say that currency is a US dollar bill in the USA. But the definition of a promissory note is a "signed…
Jossie Calderon
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19
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11 answers

Urgently need pre-paid debit card to pay debt collector

I owe a sum of a few thousand dollars to a debt collector. I've already gone through the steps of getting a confirmation of the debt and it is a debt I know I'm accountable for. I need to pay this amount soon as they've told me it's already filed to…
SP812
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