Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [treasury]

135 questions
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If US Treasuries at yielding 4-5% right now, why can't I find an ETF that yields that amount?

If US Treasuries at yielding 4-5% right now, why can't I find a 1 month US Bond ETF or 6 month US Bond ETF that yields 4-5%? The best I can find is SGOV but it only yields 2%. Picture of US yields on 3/8/2023 for reference:
Katsu
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How Is There A Yield Curve For Treasuries?

Why would anyone buy a 1 yr T-Bill with a return of 1.25% when you get double that on a 30-year T-Bond? Where is the risk and/or liquidity premium coming from? There's a highly liquid, secondary market where you can exit a position at any time,…
EricP
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Why would someone buy bonds with yields comparable to US Treasury bonds?

Fidelity is showing the following chart for current bond yield rates: For 1-year bonds, US treasure currently offers a 1-year yield of 4.62% which is above or comparable to: Corporate AAA/AA bonds: 4.71% Corporate AA bonds: 4.75% Municipal AAA…
JonathanReez
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Why does this 4-week Treasury bill that I bought have a 17-week term and a much earlier issue date?

I submitted an order on Fidelity to purchase a newly issued 4-week t-bill. The order went through and I got a t-bill that matures in 4 weeks. However, after looking it up by CUSIP on treasurydirect.gov (link), I noticed that it was issued a few…
A. Shultz
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Why did one-year notes pay more than 10-year notes during the 1980's crisis?

Why did one-year notes pay more than 10-year notes during the 1980's crisis? During the early 1980's, one-year T notes paid more than the 10-year T note, which implies that nobody wanted to buy the short-term bonds. Instead, they wanted to fix their…
Fang Li
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Why do 10 year Treasury bond yields affect mortgage interest rates?

Why is it that when the yield on a Treasury bond increases (because people are selling their bonds, I believe), mortgage rates increase as well? Is there any sort of inherent connection between them? Why do banks increase the rates they loan money…
Jon
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Do x-year treasuries become y-year treasuries (x-y) years later?

My understanding is that treasuries can be bought and sold (which is what causes their changing interest rate because of their changing price). Since they aren't static/locked assets, does that mean that if in 2020 someone holds a 10yr treasury, in…
Runeaway3
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TreasuryDirect.gov not showing monthly interest gained on an I bond

I bought an I bond on treasurydirect.gov and it was filled on 10/1/2022 (more than 1 month ago at the time of writing). My understanding is that I bonds accrue interest monthly but when I login now it still shows the original principal value. This…
sedavidw
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Treasury Direct requires Medallion for verification, how can I get my bank to do it?

I attempted to sign up for an account at Treasury Direct. Apparently they couldn't validate who I was based on the Address, Bank Account Number, Bank Routing Number, Social Security number, AND State issued ID. SO They sent me form 5444 to fill out…
DotNetRussell
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safe investment for maintaining purchasing power

I have $100,000. I am going to need the money over the next year. I want to protect its purchasing power relative to inflation and also have some reasonable low risk return. What would be a good investment option? I had heard that inflation…
JJJ
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How does the 10 year U.S. Treasury bond work?

Can someone explain to me how these bonds work? Are they released to the public at a certain price (face value) and interest rate, and the face value is what traded on in the market place, resulting in a change in the yield? Does the yield determine…
Jon
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Treasury Bonds, and why has the NYSE 20+ Year Treasury Bond index (AXTWEN) gone up so much in the last year (2011)?

I'm trying to understand the treasury bond market a little more, specifically why the NYSE 20+ Year Treasury Bond index (AXTWEN) has gone up so much in the last year, e.g. here. I've never really followed treasury bonds much in my "investing…
Ray K
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Is there a catch in investing in treasuries close to maturity date?

Is there a catch to invest to treasuries close to maturity date? I don't want to lock the money for a long time, b/c the interest rate probably will go up. But I am concern that it's not that simple. Anything to look for? Thank you so much for your…
GemStone
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Which particular 10-year note does the daily 10-year treasury note yield refer to?

Question might be a bit obscure. The yield of the 10-year treasury note is reported daily on TV and in the papers. Since there are notes with different maturities in circulation, also more importantly, different coupons, which particular 10-year…
ToniAz
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When are short-term US Treasury funds (ETF or mutual) a good investment?

I want to understand the rationale behind buying into a short-term Treasury ETF (or mutual fund). In particular, I want to understand how it compares to buying short-term Treasury bonds/bills directly or placing the money in a savings account. For…
Betterthan Kwora
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