Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [fidelity]

For questions relating to Fidelity mutual funds, ETF's, brokerage services, and other financial products.

For questions relating to Fidelity mutual funds, ETF's, brokerage services, and other financial products. For more information, see Fidelity's site.

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How does Fidelity make money off me?

I have an IRA account with Fidelity which I use to buy a handful of Fidelity mutual funds. Since they are Fidelity mutual funds, Fidelity does not charge commission on them. So how then does Fidelity make money off a customer like me?
David says Reinstate Monica
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How much should I be contributing to my 401k given my employer's contribution?

I realize that this is similar to at least one question here, however, there are some differentiators. I can contribute a max of 5% of my net salary to the 401k fund. The employer matches 50% of whatever I contribute. So at most, the employer will…
NeedAdvice
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How to vet a potential financial advisor to avoid being scammed?

Most of my retirement funds are currently in an account at Fidelity. I was contacted about a year ago by one of the many wealth management services out there, and through a number of telecons and reviews they have me convinced that my money would…
rothloup
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Why does this 4-week Treasury bill that I bought have a 17-week term and a much earlier issue date?

I submitted an order on Fidelity to purchase a newly issued 4-week t-bill. The order went through and I got a t-bill that matures in 4 weeks. However, after looking it up by CUSIP on treasurydirect.gov (link), I noticed that it was issued a few…
A. Shultz
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Why is my 401k manager recommending me to save more?

I am currently contributing enough to hit the limit (~$18000) per year and get a match of 100% for 4% of it. My 401k provider (Fidelity) just sent me a quarterly progress email and suggests that I save more. Say 15%. If I do so, I'll cross the 401k…
perennial_noob
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Roth 401k rollover into Roth IRA: How are earnings handled?

I have a Roth 401k from a prior employer and I want to roll it into a Roth IRA. For simplicity, let's assume there are no pre-tax employer match funds in the 401k, only my after tax contributions and earnings on those contributions. I know my…
zerpsed
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Where is "Cash Credit from Unsettled Activity" coming from?

It's only been a month and few days since I started investing in my Roth IRA with Fidelity. Today, when I checked Portfolio Positions page, there was this thing called, "Cash Credit from Unsettled Activity". When I read its description provided by…
kidonchu
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Would funding a Fidelity HSA from a bank account instead of direct deposit incur extra taxes?

While opening a Health Savings Account with Fidelity, I was asked whether I wanted to add money to my account by either linking a bank account or directly depositing my paycheck. My understanding was that HSAs are tax-free, but deposits made into a…
Stevoisiak
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Roth IRA - Vanguard or Fidelity? If a college student had to pick one?

These are the only two options I will consider at this point, since I was in a very indecisive state, but have managed to narrow it down to these two. It seems that mostly everybody is recommending either Fidelity or Vanguard. I am a college student…
onaboat
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Is the Fidelity ZERO Large Cap Index Fund (FNILX) a better alternative to the Vanguard S&P 500 ETF (VOO)?

Goal I'm looking for a long term investment vehicle outside of a tax-advantaged account. It's possible I'll be making regular contributions using a dollar-dost averaging strategy. I'd also like to know how to best compare similar investment vehicles…
WHY
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How to understand "7-Day Yield" of a Money Market Fund?

FIDELITY MUNICIPAL MONEY MARKET (FTEXX) has a 7-Day Yield of 0.01%. I was wondering what 7-Day Yield means and how it is calculated. I am also wondering if it would be better to buy a T-bill with Discount Rate of 0.1% or buy some Fidelity money…
Tim
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How to fully utilize my Fidelity IRA account?

Both my wife and I have Fidelity IRA accounts, but I've never fully utilized it. I'd like to seed this account throughout the year, but I have questions: How much money can I put in per year? What if I exceed it? With the Roth IRA, is there an…
Wade
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Are age-related funds a good idea (Fidelity Freedom, T Rowe Price retirement etc.)

Just curious what the consenus is on just dumping 100% of your 401k into one of the age related mutual funds. My 401k is through Fidelity and they have "FreedomFunds" which retirement dates. So I dump everything into the FreedomFund 2050 (since…
Jack
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What is this discrepency between Fidelity's and Google's stock price chart; large price spike?

I generally use Google throughout the day to track the price of stocks. I understand there can be minor discrepancies between sources based on the time the data is collected and how it is displayed but the discrepancy pictured below I cannot seem to…
KDecker
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401k rollover and vested balance

I have a (fidelity) 401k with company A. It has a balance of $X, of which $Y has been vested. I was laid off of company A three months ago. Yet, the balance still shows up as $X (with $Y vested). I'd like to rollover this 401k to Vanguard. Does this…
Swamy g
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