Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [recession]

33 questions
32
votes
11 answers

Should I wait for a recession to buy a home?

I am currently renting, but am considering buying a house in the future (1-3 years). I want to know if I should even consider waiting for a future recession to buy a home at a better price. Some would argue that we are due for a recession (seems…
Snowman8734
  • 516
  • 5
  • 10
31
votes
9 answers

Should a middle class person emulate a very wealthy investor for % of cash hold?

Warren Buffett is keeping $128 billion that can be deployed when stock market goes down. Should a middle class person hold little more of their investments as cash? Suppose if the person is responsible (no debt other than home) and with 3 month of…
Raj
  • 3,522
  • 5
  • 20
  • 39
27
votes
13 answers

Best way to invest $300,000 inheritance for a couple intending to retire in 10 years

My wife and I are getting older and have a target to retire in 10 years. We just inherited $300,000 from a family inheritance (from liquidated property). So this money will come shortly and I'd like to know the best way to invest it (especially as…
CoolDocMan
  • 383
  • 1
  • 3
  • 6
25
votes
5 answers

Why invest in long term government bonds when the yield curve is inverting?

The New York Times has noted that the US is heading toward an inverted yield curve, which is one of the precursors for a recession. The yield curve is said to be inverted when long term government bonds pay less interest than short term ones. I'm…
JoJo
  • 672
  • 7
  • 12
23
votes
11 answers

What should I do with the stock I own if I anticipate there will be a recession?

I want to preface this with saying I am not asking if there will be a recession because I recognize that this is impossible to answer. I am asking if I feel there will be a recession, what should I do with the stock I own? I recognize this answer…
Runeaway3
  • 2,918
  • 6
  • 24
  • 42
14
votes
5 answers

Why do stocks necessarily drop during a recession?

Why do stocks drop during a recession? Where does the money go in favor of these assets? Or is the first question not true?
user123124
  • 1,085
  • 1
  • 9
  • 13
6
votes
4 answers

Will Future Recessions be Prevented by the Large Amount of Passive Index Funds and ETFs?

According to this article from CNBC: Passive investing, made up of funds tracking market barometers, has now taken over nearly half the stock market as more investors shun stock-pickers and flock to index funds. If this literally means that half…
IntiEngineer
  • 63
  • 3
5
votes
1 answer

P2P lending sites - What was their history in 2008 and how safe is your money in a recession

I recently read a lot about P2P lending sites and their favourable interest rates but the skeptic in me wants to get more opinion from real people here with experience (and not blogs that get affiliate profits) of using these sites. Was anybody…
bp2010
  • 462
  • 2
  • 5
  • 10
5
votes
2 answers

Fed funds rate and probability of a recession

From an article today on Investopedia: Bonds Signal up to 60% Chance of Recession Earlier in 2019, the Federal Reserve announced a pause in its program of interest rate hikes, re-energizing the stock market in the process. Now the money market…
Bob Baerker
  • 77,328
  • 15
  • 101
  • 175
3
votes
2 answers

What is the safest asset to hold if you think a longterm depression is coming?

I'm obviously not a financial advisor, nor do I have a crystal ball. But the more I read/think about the global macro-level outlook the more I believe a long and deep correction is coming. Anyone with more experience want to advise what the…
bbrails09
  • 148
  • 1
  • 5
3
votes
1 answer

What kinds of ETFs weathered well the 2008-2009 financial crisis?

I started to do research on which ETFs kept or increased their value over a recession in 2008-2009. I saw a lot of articles which says "invest in X, because X is always in demand (even in crisis)." X could be water, utilities, food or anything like…
Victor Ronin
  • 133
  • 5
2
votes
1 answer

Does every recession start with a trigger/shock? What are the likely triggers for the next one?

There have been about 10 recessions after 1950. While observing the recent two, each one started after a trigger. 2008 - Mortgage Crisis and 1997 - dot com. I understand that a recession is not a result of an isolated event. But does every recession…
Kannan
  • 556
  • 5
  • 11
2
votes
2 answers

How to find out what countries are currently in a severe depression?

When I try to google for countries in a recession, all that I find is fear mongering about a specific country or a list of countries that the author deems to be "on the verge of recession". However, that's not what I'm interested in at all. I'm…
UTF-8
  • 924
  • 1
  • 6
  • 15
2
votes
1 answer

What does it mean by Global recession?

I am bit curious to understand what it actually means when I read global recession is coming soon. There are some questions which pop in my mind reading such news. Some of them are: What causes global recession? How is it possible that all…
Mohit Sharma
  • 21
  • 1
2
votes
3 answers

Assuming a mortage dependent on interest rate outlook

Purchasing a home. All-cash deal is feasible. I believe that mortgage rates will be rising in the near future, say doubling in ten years. I do not believe mortgage rates will fall. I believe interest rates will also be increasing in the the next ten…
paulj
  • 1,192
  • 6
  • 15
1
2 3