Discussions about different investment strategies, and their different outcomes.
Discussions about different investment strategies, and their different outcomes.
Questions tagged [investment-strategies]
429 questions
69
votes
11 answers
Why does it seem the best way to make a living is to invest in real estate?
I can't get past the idea that, if you work well in your job, you may get laid off or fired, and companies do not like to hire you when you get past the age 45 or 50. But if you invest in some houses or rental properties or fixer-upper, a lot of…
nonopolarity
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40
votes
10 answers
How to rescue my money from negative interest?
My bank has announced negative interest rates starting Q1 2016. I have CHF 250'000 in that savings account (Swiss Francs).
Now, pretty much all other banks will probably follow suit soon, if they haven't already.
Also, government bonds yield…
Quandary
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39
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3 answers
Would compound interest work better if all my accounts were combined into one?
My wife and I currently have three retirement accounts from different jobs. The only one currently getting paid into is my TSP account. Would we realize better gains if we combined the other two accounts into the TSP? Say they are all earning 10%…
IEnjoyEatingVegetables
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35
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8 answers
Realistically, how much do you need to start investing?
I don't have a lump sum but may be able to set aside £2k-3k per month.
I am already paying into a pension fund but that seems unlikely to go far. Yet I think it's a good safeguard.
Can I start investing with £2000 or should I get a bigger pot…
algiogia
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31
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15 answers
Why invest for the long-term rather than buy and sell for quick, big gains?
Somewhat along the lines of this question. I've been putting mostly unmatched money into my 401(k) for a few years. I know that investing is generally seen as a long-term decision, but with volatile stocks, it seems to me that you could make a large…
Pedro
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31
votes
6 answers
Is there a threshold (in effort, or capital) beyond which it makes sense to be an active investor?
According to Benjamin Graham's The Intelligent Investor one could define an aggressive investor in accordance with the following line (not a verbatim extract from the book):
The difference between a defensive and an aggressive investor is not in…
embedded_dev
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26
votes
10 answers
Why doesn't common investment advice include the idea of pulling out of the market during downturns?
The most common advice goes somewhat as follows:
Every month, save as much money as possible after paying down your high interest bills
Put that money into an index fund
Reinvest dividends
Enjoy your retirement in 50 years
But it seems like…
JonathanReez
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25
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6 answers
Should I sell mutual funds that are performing well or poorly first?
I have roughly equal investments across 4 different high-risk "growth" mutual funds -- let's just assume that other than all being high risk, they're fairly well diversified. Two of the funds are performing well (5-10% growth since purchase), and…
user85461
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24
votes
8 answers
Does dollar cost averaging really work?
Does dollar cost averaging really work? If I have money available now, why shouldn't I invest it all at once? If the market's going up, wouldn't that be better?
anonymous
22
votes
4 answers
Why is the rate of return for website investments so high? Are websites a good investment?
Popular websites can make a lot of money through monetization channels such as ads, but when it comes to buying an existing site, why is the multiple on earnings so low? For example at the moment a site is being advertised for $25,000 with a net…
TheoretiCAL
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22
votes
13 answers
Trading stock more quickly vs. holding it
coming from the ETF-world I seem to be getting the advice: buy a solid stock like $AAPL or $AMZN and hold it for years to come. In the case of Apple you at least get dividends. But they alone are not really substantial, when you are looking to…
Joseph
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20
votes
5 answers
Why does Warren Buffett say his fund performance, relatively, is likely to be better in a bear market than in a bull market?
Currently, I am reading his annual letter. In his letter, he always says that his fund performance is likely to be better in a bear market than in a bull market, but I don't know why. Could someone explain this to…
CSnerd
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19
votes
4 answers
Why pay estimated taxes?
It looks like the tax investment penalty is about 2.6%, which makes me wonder why anyone pays quarterly estimated taxes. Wouldn't you be better off putting that money into stocks and using the proceeds to pay the penalty? Obviously some people have…
teldon james turner
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18
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2 answers
What's the best way to invest for making regular donations?
Up until now, I've been making my donations to charity in a very naive way, by just skimming the top 'x'% off of my raw income and using that bucket for donations.
Recently, I have been making more money, which has prompted me to ask the question,…
Josiah
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18
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2 answers
Can someone explain the different kinds of annuities?
So in my retirement and personal investing I have some stocks (very little), a Roth IRA, a Roth 401K and a Traditional 401K (later two are from work and I split things right now).
At my age and research I don't run across a lot of annuity type of…
Valien
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