Questions tagged [merchants]

5 questions
22
votes
3 answers

Can a Merchant Really Charge to My Credit Card with Only the Number, Name and Expiry Date?

I was talking to a hotel and to reserve a room, they asked for my credit card details. It was not a payment via a secure link like online shopping (where I even get an app notification to authorise a specific amount which is shown in the…
Della
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8
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3 answers

What stops someone from repeatedly charging a debit card?

In order to provide some context to my question: I recently rented a car from a company. They required a deposit before handing me the car, as insurance. So I used my debit card, I entered in the card reader and gave my pin. The transaction was…
parakmiakos
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6
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3 answers

Can "Trustly" be trusted with my bank credentials?

To add money into my PayPal wallet I have to use Trustly. Trustly connects to my bank account and draws the funds from there. In order to connect to my bank account I need to provide them with MY BANK USERNAME AND PASSWORD. I can see my bank…
Pips
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3
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1 answer

How can I find out what category a merchant falls into for my credit card's cashback program?

For credit cards that give different amounts of cash back based on the category: How can I go about figuring out how my purchase from some particular merchant will be categorized before I make a purchase from that merchant? Is there an easy way…
user541686
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1
vote
1 answer

Online Return Policies

I purchased merchandise online from a retailer that has a 365-day return policy. I followed the steps to return the merchandise, filled out the forms to do so, and sent the merchandise back to the address specified. I did purchase delivery…