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For credit cards that give different amounts of cash back based on the category:

How can I go about figuring out how my purchase from some particular merchant will be categorized before I make a purchase from that merchant? Is there an easy way (ideally online)?

Note: I thought this was obvious, but I am not asking how credit card companies (or merchants) determine the purchase categories. That's I'm asking if there is any way for me to figure them out before making a purchase. So -- no, the duplicate isn't a duplicate...

user541686
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1 Answers1

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Not clear what you're asking. Are you trying to figure out their SIC/NAISC classification? That tells you the business category they fall into, but there's no simple, instant way to find that out. Much also depends on how the credit card issuer has classified them and how they arrived at that information.

They may have a different means of classifying merchants, so you might try to call your bank and ask them, if they're able/willing to tell you. That'll give you a starting point to figure it out, anyway.

Daniel Anderson
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