Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [maturity]

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Are long-term bonds risky assets?

I think bonds are debt/loan and fixed-income, so they are risk-free, both short term and long term. But it seems like Bodie's Investment thinks long-term bonds are risky: For example, assume that the total market value of an initial portfolio is…
Tim
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Does the market-value of a bond matter after purchase if waiting until "maturity"?

If I'm buying bonds at a certain value, and later on the market value drops (the company or country is in trouble, for example), but I still believe they would be able to pay – do I have anything to worry about? If I'm buying bonds and they reach to…
yellowblood
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Is it totally legal to refuse the payment of mature commercial paper debt?

I was reading up about commercial paper on investopedia. It says that commercial paper is a form of short-term unsecured debt. It then goes on to say that Commercial paper is not usually backed by any form of collateral, making it a form of…
colorlace
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Are short-term bond funds subject to the same risk as long-term bond funds?

So much in the news about inflation, and interest appreciation dooming long-term bond funds. Are short-term bond funds affected by the same risk? Does this make investing a portion of your portfolio into a bond allocation not wise?
Sheehan Alam
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UK bond yield below inflation rate means negative ROI likely if held until maturity?

Current UK bonds have nominal interest rates well below the current inflation rate, even the long-term ones. If we assume that, on average, the inflation rate remains the same or rises, and the bonds are held until maturity, is it correct to say…
Zubo
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Can a bond ever be considered premium or discount if held to maturity?

I'm trying to understand bonds. I'm wondering if it is impossible to have a bond considered premium (or discount) if it is held for it's full maturity?
skube
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How to determine the final value of a U.S. Savings Bond at maturity?

Is it possible to determine the "final" value of a U.S. Savings Bond on its maturity date? The interest rate is fixed, the compounding periods are known (semi-annually for EE bonds), and the term is known as well (usually 30 years). It seems like…
Yuck
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Questions about government bonds that have already matured

I have a family member that holds some bonds issued on real paper (like from trees). I have a few questions about mature bonds: Does a person have an indefinite period of time to cash them in? Where/how does a person cash them in? Does the value…
Jeremy Foster
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Are All U.S. Treasuries With 3 Months to Maturity Equally “Risk-Free” as a 3-Month T-Bill?

The 3-month U.S. Treasury Bill is commonly cited as the risk-free rate in finance. However, wouldn’t any U.S. government bond that has exactly 3 months left until maturity be equivalent in risk to a newly issued 3-month T-Bill? Are there any…
StatsScared
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In a bond, what is the current yield?

What is a current yield and does it matter if you're holding a bond until maturity?
siouxfan45
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On what date was a coupon payment last date? would it always be before maturity date?

For example, the corporate bonds pay a semi-annual coupon at the rate of 6.9% p.a. and mature on 15/April/2020. And the value of the bonds recorded in that bank's balance sheet was 4790 as at 31/December/2016. What will be the last coupon payment…
JKLin
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Simple YTM calculation

I'm working the following problem, but getting the wrong answer. Any feedback appreciated. Suppose you bought a five-year zero-coupon Treasury bond for $800 per $1000 face value. Assume the yield to maturity on comparable bonds increases to 7%…
Hank
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Making large payment on Mortgage not lowering maturity date

I recently began a 30-year fixed rate mortgage on my new house on April of 2020. The maturity date for this mortgage was then 04/01/2050. In their website, they had an amortization schedule with adjusted payments page wherein you can enter…
Crazy Cucumber
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Why do some mutual funds or indexes have an average effective maturity that is way larger (2-4 times larger) than the average effective duration?

I would like to know if this difference occurs when the coupon payments are very large and/or if there are other reasons.
JorgeT
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How to research option maturity dates and volume

Hello stack exchangers How do I get a list of stocks with their option maturity dates and volume? I am interested in stocks that have frequent maturity dates and high volumes. Once I have a list then I'll continue to research from there. My…
John Kelly
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