Questions tagged [free]
12 questions
89
votes
5 answers
Where is the scam in a "giveaway" in Oxford Circus, London?
This weekend I was walking around Oxford Circus with a friend when we saw a guy with a microphone on a stage giving stuff away almost for free to people inside an open store with no goods and big "clearance" signs.
Just to clarify, this wasn't an…
Charmander
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45
votes
7 answers
How can one get their FICO/credit scores for free? (really free)
TV and the web are filled with ads promising to give you a free copy of your credit report. Unfortunately, instead of being wholly free, they are actually free trials, which means:
You only get them for free once
You have to enter a credit card…
DrFredEdison
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19
votes
6 answers
US bank w/ free online incoming/outgoing international wire transfers, no monthly charges, online application
What US banks let me do the following:
% Send and receive international wire transfers for free
% Send wire transfers online
% Pay no monthly fees
% (optional) Apply for an account online.
Accounts requiring a minimum balance of up to $50K are…
user1731
15
votes
4 answers
Free "Rich Dad" education, with "free gift": Is it legitimate, or is it a sales ploy?
What's up with the Rich Dad "Learn To Be Rich" free education? I heard an ad on the radio today and was skeptical... Would it really be worthwhile information, or is it a sales pitch in disguise as education? Has anybody looked into this and…
skeptical
9
votes
3 answers
Transfer money between Wells Fargo and BofA accounts for free
Is there a free way to transfer money from a Wells Fargo account to a Bank of America account?
I looked into wire transfers, and it turns out that they have a fee associated with them. The only other method I came up with (aside from manually…
Ryan
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7
votes
2 answers
Is there a free online credit report service in Canada?
This question refers to the AnnualCreditReport.com service in the United States.
Similarly, is there a free online credit report service in Canada?
Chris W. Rea
- 31,999
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4
votes
3 answers
Is there a no-fee way for Americans to send electronic payments to American small businesses?
I currently have a registered business with a client that pays me every two weeks. Normally I send an invoice, and he sends a check via snail mail. We would like to move this to something online. We tried PayPal, but I unexpectedly got hit with a…
Kyle
- 145
- 3
2
votes
1 answer
How long does it take for a Tangerine no-fee money-transfer email to be delivered?
I live in Canada. I use Tangerine (formerly ING Direct). Tangerine is the "direct banking" division of Scotiabank; it has no monthly fees but also no tellers.
They let me send "Interac email money transfers", which cost $1 each. They also let me…
unforgettableidSupportsMonica
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2
votes
6 answers
Why do credit unions in Germany charge a monthly fee (Kreditvereine Kostenloses Girokonto)?
I recently moved to Germany, and I was shocked to discover that almost all of the credit unions (Kreditvereine) and banks here charge a fee just for me to give them my money. Why?
Background: I'm from the US. In my country, there's about 2,000…
Michael Altfield
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1
vote
2 answers
Question on Free Credit Report
I requested a free yearly credit report from AnnualCreditReport.com via the mail-in form. The form is mailed into the organization, and the organization submits the request to Equifax, Experian and TransUnion.
I received a reply from Experian…
jww
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1
vote
0 answers
Algorithm to minimize capital gains tax
I've made thousands of cryptocurrency trades and have them in a CSV file with the necessary fair market values.
I'd like to use the specific-shares cost basis method to minimize my gains.
Is there a minimization algorithm that I could use to do this…
ma11hew28
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-1
votes
2 answers
How mistake-proof is the process for receiving a Tangerine email money transfer?
I want to send about $500 to a local charity.
Some electronic-payment options include Vogogo (fee: usually $1.75), PayPal (fee: about 2%), or Interac e-Transfer (your bank sets the fee: between $0 and $1.50).
Another option: I have a checking…
unforgettableidSupportsMonica
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