Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [bank-of-america]

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Why do banks seem to be indifferent about identity theft?

Several years ago, I was in a terrible relationship in which my girlfriend fraudulently opened a credit card in my name. I forget the specifics, but she ended up transferring the full cash advance on the card into one of her accounts at another…
Curious Layman
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How does Wells Fargo use my phone number to find my Bank of America account?

I'm extremely confused about how Wells Fargo's SurePay transfers money to Bank of America. I've set up my Bank of America account to use my mobile phone number to receive payments. Now someone sent me money via Wells Fargo's SurePay money transfer…
user541686
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Are banks discontinuing single-use virtual credit card numbers (like BofA's ShopSafe)?

I found this old question / answer that refer to the same problem: I used to generate a new virtual credit card number with BofA's ShopSafe service, set the credit limit / expiration date and I could be sure that the merchant couldn't charge more /…
xxbbcc
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Is it ok throw away my unused checks for one of my bank accounts?

When I opened my Bank of America account years ago, I was given >50 checks. So far I've only made 2 checks. Therefore, I'd like to dispose of all my checks except for a few ones, to reduce the number of items in my place. Is it ok throw away my…
Franck Dernoncourt
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Bank of America's ATM 'ate' my rent money, and I'm kinda screwed. What steps should I be taking?

It’s a bit past midnight coming home from a friends house, when I decided to use a BoA drive-thru ATM that I frequently visit. I attempted to deposit $420 in $20’s. Machine returned one twenty, and successfully accepted the $400. The screen showed…
Isaiah Y
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Am I liable for ATM skimming? (Bank of America claims $0 fraud liability)

I've been reading that ATM skimming is a fast-growing and lucrative crime and consumers should be very careful. Normally I think the customer is limited to $50 liability if they report in 2 days, and $500 if they report within 60 days. However,…
Paul
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Transfer money between Wells Fargo and BofA accounts for free

Is there a free way to transfer money from a Wells Fargo account to a Bank of America account? I looked into wire transfers, and it turns out that they have a fee associated with them. The only other method I came up with (aside from manually…
Ryan
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Why doesn't Bank of America or Wells Fargo have free ACH push or pull funds transfer?

Using my credit union's account I can do free ACH push or pull from both of my Bank of America or Wells Fargo checking accounts. However, I was wondering why doesn't Bank of America or Wells Fargo have free ACH push or pull on their own online…
f1StudentInUS
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How can I link my Social Security Number to my online account in Bank of America?

It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from Credit Karma, I was told they could not find my information, or there was a mistake…
user47504
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Someone deposited money in my account for business but Bank of America says it's unauthorized

I found a job online. They told me a customer has sent money to my account and I should send it to their managers who are outside the USA. They deposited twice. The bank called me and said it's an unauthorized transaction and started an…
Onur
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How to wire for free

My paycheck goes direct deposit into Wells Fargo Bank. I have a bank account at Bank of America that I need to feed. However, it costs $25 to wire money from WFB to BofA. How can I get money from my WFB account to BofA without paying a fee? My best…
Alexander Mills
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Revealing personal information on a bank statement

I am an international doctoral student at a US university. My school asks me for a proof of funds to cover the expenses of my spouse. I therefore requested a bank statement. However, my statement reveals much personal information such as my account…
Astroguy13
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Depositing a check with both wife's and my name into my sole account

Not thinking, I deposited a check written out to both my wife and me into my sole account. The check seems to have cleared and it has been a few days since then. The check said "and" between our names, but I endorsed it and she didn't. What will…
The Dude
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Is it still possible to "sign over" a check at Bank of America? How else can I cash a US Dollar check?

I'm a PhD student and am due to go to a conference in Boston, MA next month (I'm based in Edinburgh, in Scotland). I've been awarded a travel bursary to attend the conference: nothing major, but it will make a real difference to my being able to…
Jim
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Is there any downside in opting in for Bank of America Preferred Rewards?

Is there any downside in opting in for Bank of America Preferred Rewards? I haven't seen any but opting in is voluntary and one can opt out, which makes me wonder whether there exists any downside.
Franck Dernoncourt
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