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This question refers to the AnnualCreditReport.com service in the United States.

Similarly, is there a free online credit report service in Canada?

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Chris W. Rea
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2 Answers2

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No, as far as I know, a free credit report is only available by mail. Here's a page with contact information for Equifax and TransUnion for ordering a credit report by mail.

Also note that anyone offering free online credit reports in Canada is lying through their teeth. There are a couple sites out there (e.g., canadafreecreditscore.ca, freecreditreportsincanada.ca) that offer a "free" online credit report in seconds, but that's just the hook line and sinker for signing up for a 7-day trial and then $29.95/mo afterward. Not sure of the details, but I generally avoid anything that's not Equifax or TransUnion for credit reports.

Chris W. Rea
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fideli
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As far as we know, you can't get a free credit report online, like fideli said. But you can order a free credit report by phone or by mail.

For instructions on how to do both, see this blog post:

Dianne Nice. "It's easy to get a free credit report. Honest!". Globe Investor Home Cents blog entry. The Globe and Mail, Inc. 5 January 2011. Retrieved 16 January 2011.

jasonspiro
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