Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [cash-flow]

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Should I finance a new home theater at 0% even though I have the cash for it?

My wife and I are considering buying a home theater - plasma TV & new stereo - on Black Friday this year. We do have the cash for it, but Best Buy is offering 0% financing for up to 3 years on its store credit card. We both have excellent credit…
gabeanderson
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Is there any financial benefit to being paid bi-weekly over monthly?

I have read in many sources that it's generally better for an employee to be paid bi-weekly than monthly. I have been performing some calculations and can't see the benefit to this. Say I was on a $100,000 salary. Let's assume a tax rate of 0% for…
LeopardSkinPillBoxHat
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Personal budget forecast/tracking solution

I am using mint.com for tracking my money, and it works quite well, with one exception: mint.com is mostly backward-looking, i.e. it captures only stuff that already happened. So I am looking for a good software to allow me to track and predict…
StasM
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Is paying your bills and loans one day before it's due a good practice?

I am a full time working professional. I have the habit of paying my bills and loans a day before it's due. That way I've got more cash on hand. However, I've also read that it is better to pay off debts first so that you know what's left, plan and…
Dave Brenner
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If I'm cash-flow negative, should I dollar-cost-average the money from my bonus over the entire year?

I asked a similar question last year, and got great advice. This year, there's a new wrinkle. I previously had automatic investments set up to move a small amount of money each day from cash to a couple mutual funds. The amount that I would move…
Jer
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How do you determine the price at which it's better to sell this asset instead of renting it out?

Let's say you own a parking space. You have two options: You can rent out the parking space for $1,000/month. It seems fair to assume that the rent will keep pace with inflation, which we'll call 2% over the long term, but otherwise remain fixed in…
Vanilla551
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Why doesn't change in accounts receivable on balance sheet match cash flow statement?

If we take a look at the balance sheet for Microsoft, I see Net Receivables as 21,485,000 [2014] and 19,118,000 [2013] On the cash flow statement, I see Changes In Accounts Receivables as (1,120,000). This doesn't match the change in receivables…
Suraj
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Why are goodwill impairments on the statement of cash-flows of GE?

Consider the General Electrics 10-K report for 2018. In the statement of cash flows they report 22,136 million of cash gains attributed to (apparently positive) goodwill impairment in the value of companies they acquired. Isn't goodwill some…
Kagaratsch
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How do I interpret these income tax numbers for Chinese public company Dangdang Inc. (DANG)?

I'd like some help with understanding the financial statements of E Commerce China Dangdang Inc (ADR). You can see the Income Statement/Balance Sheet/Cash Flow statements on Google Finance. If you select "Annual Data" for the Income Statement, you…
BlackJack
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How to manage paying expenses when moving to a weekly pay schedule and with a pay increase?

I'm terrible at managing my money. This is likely the cause for this entire issue. I'm being moved from a bi-weekly (1st and 15th of the month) pay schedule, to a weekly pay schedule. At the same time, I am receiving a pay increase of 30%. My…
user27283
5
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3 answers

Have plenty of cash flow but bad credit

I had financial issues back in 06-08 (when the nation in general also did). I had debt I couldn't pay, and I had to sell our house short. I since then have not purchased anything I couldn't pay cash for. However, since then, I have built a business…
Heather
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I'd like to sell my interest in a money judgment/garnishment - not sure of market for that

I am a landlord and just filed with the county sheriff for garnishment of a bad debt - a prior tenant. The tenant has a job and is being garnished - I just don't want to wait fo so long to get the full amount (Around $6000) Is there a market for…
Tim
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What do I do with my extra money in grad school?

I am privileged to have started grad school debt-free and am now earning money as part of the program. I have saved enough money to cover my expenses for a month and a half in a fairly high-cost-of-living area. Dave says I should keep adding to…
heouaheoeha
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Does money made by a company on selling its shares show up in Balance sheet

When we purchase shares of a company for a certain sum of money (e.g: 1000 dollars), is this money immediately available to the company as a cash flow? In the balance sheet, will this money show up under 'Income'? I ask this question because while…
Victor123
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Calculating the total capital of a company?

I was wondering how do we calculate the total capital of a company? Which items should I look for in the financial statements? And how do I calculate notes payable? Is the same as accounts payable?
Josh
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