Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [promotion]

12 questions
100
votes
14 answers

Should I finance a new home theater at 0% even though I have the cash for it?

My wife and I are considering buying a home theater - plasma TV & new stereo - on Black Friday this year. We do have the cash for it, but Best Buy is offering 0% financing for up to 3 years on its store credit card. We both have excellent credit…
gabeanderson
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83
votes
7 answers

Is this $200 "welcome money" (from a major bank) some sort of scam?

I googled around (this in the US) about "bank accounts you can open online", I noticed: https://www.us.hsbc.com/checking-accounts/campaigns/offer-2018/#advance-checking-details Notice they will (seemingly) literally give you 200 bucks cold hard…
Fattie
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14
votes
3 answers

Is it worth it to use "balance transfer" credit cards, to take advantage of low-rate offered as sign-up incentives?

I'm attracted by the low interest, but scared of having too many credit cards and losing track of payments, or worse, adversely-affecting my credit rating or future borrowing potential by having "too much credit". But maybe it's worth it for the…
Nat_Rea
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7
votes
3 answers

Can I get an Amazon Rewards Visa just for the gift card and then close the account?

I have never owned a credit card and am largely undecided about them in general. They have their pros and cons which could be easily found with a simple Google search; my question is more about the effects of doing what I want do do: What would…
AdAstra
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5
votes
3 answers

I'm about to be offered equity by my employer. What should I expect?

I'm not expecting to potentially be screwed over in any way (this is being given to me alongside a raise and a promotion so it's more of a cherry on top.) I was told in passing that I'll be vested at a certain amount each year, but if we get bought…
John Straka
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5
votes
1 answer

Bank offer for Children's savings account 7% or higher

I heard there are a couple of banks offering 7% or higher interest on Children's savings accounts (Kids under 18) Are these a good investment for my kids? I can't find these offers on the internet, what banks are doing this?
Phill Pafford
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4
votes
2 answers

Is it a good idea to apply for a credit card with no annual fee, and use it only to get the welcome bonus?

Many credit cards have no annual fee and some welcome bonuses. For example, after one spends over a certain amount in the first say three months, the credit card user gets $200 reward. I am thinking about applying for such a credit card, using it…
Zuriel
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3
votes
2 answers

Is there a catch to offers of $100 when opening up a new checking account?

Is there any hidden catch in offers like this sample offer? I just can't understand what is the idea behind this offer --- What's the benefit for PNC if they give 100$? Sorry if it is a dumb question, I am a new international student and this is my…
Grigory Yaroslavtsev
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2
votes
3 answers

Can I use Amazon's Visa Card promotion and never use the card?

Amazon has a promotion where they say they will give you 50$ off of your purchase if you sign up for one of their Amazon Visa Cards. Upon approval, your new Amazon.com Rewards Visa Card and $50 Gift Card are available to use for your purchase…
cbbcbail
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2
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4 answers

Are 'no interest if paid in in x months' credit cards worth it?

My current laptop is dying the slow death, specifically the charging circuit in the motherboard is failing; the battery charges in another laptop of the same model. I've considered just running it on the wire forever, but as I often have to go out…
Sidney
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2
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1 answer

What happens when I make a purchase on a credit card after the promotional purchase window but before interest is due?

Sorry for the poor question title. I couldn't think of a better way to word it. Suppose I have a credit card that offers a promotional no interest for 12 months on purchases made in the first 60 days. Within that 60 day window I make a large…
Daniel
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1
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0 answers

How to check bank bonus web page from last year?

I opened account in a TD bank. Bank had promotion going on in August 2020. I close account in same bank before 2 years. Promotion T&C was starts with Offer is available to new personal checking Customers who do not have an existing or prior…
NPatel
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