Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Most Popular

more tags
1500 questions
21
votes
8 answers

Safe-ish investment options for a young, well-compensated couple

I'm definitely late in learning this stuff and have gone through the top questions on this site like I'm 23 and was given $50k. What should I do? Oversimplify it for me: the correct order of investing Best way to start investing, for a young person…
Jemmy
  • 343
  • 2
  • 6
21
votes
7 answers

Why do gas stations charge higher price for credit card purchase while customers can purchase their gift cards from a third party?

Many gas stations have different prices in credit card purchases and cash purchases. The customer pays a slightly higher price with credit card purchases. On the other hand, if a customer uses cash or gift cards, the (lower) cash price applies. So I…
Zuriel
  • 1,593
  • 2
  • 16
  • 21
21
votes
7 answers

How can I fairly give the option to be paid in Bitcoin?

I'm a freelancer who bills per hour and invoices my clients at the end of the month. The total amount is represented in my local currency. I also give the option for my clients to pay in Bitcoin at a 10% discount. The way I currently do it is by…
NeRoboto
  • 337
  • 1
  • 2
  • 5
21
votes
2 answers

Multi-user, non-US personal finance and budget software

Hija, I realize that there are any number of these questions on here. I didn't manage to find one that related to my specific situation, however. First, I am outside mint.com territory. Second, I am a member of a two-income household - we're not…
Rune Jacobsen
  • 311
  • 2
  • 6
21
votes
3 answers

Is money from the sale of an asset considered income?

Is money from the sale of an asset, like a pickup truck, considered income? For example, let's say I am a carpenter and I buy a new pickup truck for $40,000. I deduct $18,000 in depreciation for the first tax year, then $16,000 for the second tax…
Five Bagger
  • 9,865
  • 9
  • 45
  • 80
21
votes
3 answers

What should be the income to list on a credit card application?

Consider a person with no income for the first 6 months of this year (from January to June), who gets a job offer for $AAA per year and applies for a credit card in July: The credit card application asks for annual income. Is this the amount…
Job_September_2020
  • 575
  • 6
  • 11
21
votes
1 answer

I haven't filed a return to the IRS in 10 years

My employers have always withheld taxes and for the most part I've assumed they've done it right. I have probably owed a bit some years and been owed a refund some years. Anyhow, I want to get straight with the IRS. I'm afraid to just start filing…
BackTaxes
  • 375
  • 2
  • 8
21
votes
6 answers

Landlord making up charges

We recently moved out of an apartment. Our lease term was completed with no dues on utilities etc. I was never late on paying rent etc. The lease was ending on Feb-27th, but we returned keys on Feb-24th. Landlord has sent a bill that has a line item…
NRJ
  • 491
  • 4
  • 11
21
votes
11 answers

Why can't my LLC get a credit card when the owner has credit history and a good credit score?

I've started an LLC (US-based) and have an EIN that I'm bootstrapping myself and self-funding. All my addresses and details are registered in the US. I'm the sole employee, but have zero revenue as it has just been founded. It's a software company…
Grant
  • 319
  • 2
  • 5
21
votes
4 answers

Why aren't there automated systems already in place to recognize potential short squeezes and capitalise on them?

The whole Gamestop debacle has proved how profitable short squeezes can be. It essentially allows you to pressure large hedge funds who shorted too hard. So I was wondering, why aren't there already automated systems in place by other funds that…
user2741831
  • 821
  • 7
  • 10
21
votes
4 answers

Could some of the other funds have done what Reddit did with Gamestop?

In general I understand the mechanism of the Gamestop event (short squeeze), but I am a bit confused as to why it happened only when Reddit investors got involved. I would presume that anybody with enough money (and there are plenty of rich people…
NoSenseEtAl
  • 327
  • 2
  • 8
21
votes
4 answers

Undated cheque was given by client but client asks me continually not to deposit it

I received a cheque 3 months ago, which my client gave me to start a project and there's no date on the cheque. My client told me to ask him before depositing the cheque. The cheque was advance payment for the work. So I didn't start or complete…
karan ugale
  • 493
  • 4
  • 9
21
votes
5 answers

Why don't most people file Chapter 7 every 8 years?

Please explain to me why more people don't follow a formula like this: Converting all their assets into exempted assets (for which there are tons of options, regardless of your state -- ERISA-qualified retirement plans; annuities; life insurance…
SAH
  • 353
  • 2
  • 6
21
votes
10 answers

Can you really always yield profit if you diversify and wait long enough?

It is a common assumption (and, as far as historical stock market data goes, also proven) that the stock market is always growing if you enlarge the time window long enough . In other words: The stock market always goes up in the long term. Is,…
Stefan Woehrer
  • 311
  • 2
  • 3
21
votes
4 answers

Is this a Bitcoin scam?

Someone wants to e-mail me a check, take the check to my credit union's ATM, deposit it, withdraw a smaller amount in cash, and use the cash to buy Bitcoin to send to him. Is this a scam?
Kim Sun
  • 259
  • 1
  • 2
  • 3
1 2 3
…
99 100