Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [gift-card]

A gift card is a prepaid stored-value money card usually issued by a retailer or bank to be used as an alternative to cash for purchases within a particular store or related businesses.

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What is the business model of discounted gift cards?

Context: I have an account on a third-party website that sells discounted (first hand) gift cards — because my employer is part of the scheme. For example, you pay ¤95 for a ¤100 gift-card, in the case of a mainstream supermarkets. There is also…
ebosi
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Why do gas stations charge higher price for credit card purchase while customers can purchase their gift cards from a third party?

Many gas stations have different prices in credit card purchases and cash purchases. The customer pays a slightly higher price with credit card purchases. On the other hand, if a customer uses cash or gift cards, the (lower) cash price applies. So I…
Zuriel
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Sugar daddy prepaid card scam

For a couple of weeks, I have been talking to a sugar daddy. He sent me a “prepaid” card, which is now activated, and he requested that I withdraw a large amount and deposit into his Bitcoin wallet. Is this some sort of scam?
Iliana
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Can I dispute a credit card charge for a hacked Vanilla Visa Gift Card?

I bought 4 $500 Vanilla Visa Gift Cards from CVS Store #2149 in Alexandria, VA right before Christmas. I used my Citibank MasterCard to pay for the gift cards. They were for my employees as a holiday gift. The cards were located near the rear of…
Del Mar 2024
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How do websites ban prepaid cards?

A small number of websites prevent customers from checking out using a prepaid card. How do websites manage this when there are so many prepaid cards out there? Are there any prepaid cards known for making it through such a ban? Many people…
CarlaR
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Ok to use U.S. Visa gift card internationally?

My daughter received a Visa gift card for Christmas that does not contain a chip. She wants to use it when she travels to the U.K. in April. Will it be accepted?
Linda
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Emptying Low Balance Gift Cards

I often get gift cards (sort of like a debit card) and I usually end up using them to make online purchases. However, I often end up with a couple dollars change. Is there a way to deposit the remaining balance into some online account? Something…
elmt
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Can you buy gift cards at grocery store to receive a higher reward rate?

Numerous websites such as this Time article or this Nerdwallet page say you can buy gift cards at grocery store to get the higher category rate when applicable. You can purchase gift cards at supermarkets for Amazon.com, Starbucks and many other…
Ender
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How should I record a gift card?

I have received a $50 gift card for my birthday, and I've been thinking on how I should record it in my books, using double-entry accounting. I don't think it would make sense to classify as an expense any money that I spend using the gift card,…
Javier Castro
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Amazon gift card scam

Recently, I was scammed for several thousand dollars in Amazon gift card scam. I received email from Amazon.com that "several thousand worth of electronic goods will be delivered in next 2 days. If you did not purchase these good, please call this…
Ram
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Gift card fraud: To whom to report? How to recover funds? Is the party which issued me the card liable?

In September 2011, I redeemed credit card points I had with Citibank for a $100 Walmart gift card. I did not try using this card until March 2014, when I discovered there was no balance in it. I contacted Walmart and they said that someone else had…
user14258
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I have an American Express gift card and I need to enter a “Name on Card” to buy something, but it’s a gift card and is unnamed?

I’m on Etsy and I’m asked the name of the card. I can’t pay without inputting it in. I tried just my name and I’m a minor so I’ve never done this before. There is a user guide with the gift card but it doesn’t explain this.
Elizabeth
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How can I convert rebate gift cards into cash?

I tend to buy a fair amount of things that have a mfg rebate. More often than not, that rebate comes in the form of a pre-paid card of some kind. The problem that I have is that there is rarely a way to get the last few dollars off of the card. Much…
Icode4food
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Do companies that get taken-over have to honour the old gift card/certificate?

With reference to this question, can companies that get taken over set limitations on honouring gift cards issued prior to the take-over? Also if a company just changes it's name, can it set limits on the gift cards issued under the old name?
Zephyr
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Gift credit card with no inactivity fee?

I purchased a $25 Visa gift card a few years ago, and was surprised to find this morning that it had 0 balance. On questioning I learned that 1) they don't track activity older than one year and 2) the card is charged a $2 per month inactivity fee…
Adam Davis
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