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1500 questions
25
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1 answer
Why has IBM been trading at a fixed price of $118.95 in London for the last few years?
As far as I understand, IBM stocks are trading in New York at $141.83 currently, with 1.84m of shares traded daily(?) and some +7% change of price in the recent year: https://markets.ft.com/data/equities/tearsheet/summary?s=IBM:NYQ
In Berlin the…
yeputons
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1 answer
What does 'mutual' mean in mutual fund?
I am confused on the usage of 'mutual'. Is there any 'mutual benefit' or 'mutual dependence' between the participants (unit holders) in a mutual fund?
It looks more like a 'mixed fund' with diverse items (securities) placed together in a single…
Dynamic_equilibrium
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8 answers
Dental insurance isn't really a type of insurance?
The central tenet of insurance is to pay slightly more on average while getting protected from paying very large amounts of money should disaster strike. In essence it's paying a premium to lower risk. A large company can pool risk, so it doesn't…
Kevin Kostlan
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2 answers
Was this "sweepstakes" phone call a scam? And how would it work?
Earlier today I got a phone call from a man claiming to be from the city I live in. He said I had randomly won a sweepstakes from a pamphlet I filled out while shopping some time ago, and I would have to go to an office location with my partner in…
R. Barrett
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6 answers
Do house prices increase faster in HOA or non-HOA neighborhoods?
I’m trying to decide if buying a house with a homeowner's association (HOA) is worth the headaches. A lot of websites mention that HOAs maintain housing prices better but I couldn’t find any specific numbers. Is there any third party independent…
JonathanReez
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25
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4 answers
Letting Agent proposes relative to rent my house
We live abroad and rent out our family home in the UK. It is managed by a firm of Letting Agents with whom we have a good relationship. The current tenant is apparently about to give notice that they will move out within the next month or so, and so…
user432
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votes
7 answers
Can my dad remove himself from my car loan?
I bought a new car from a dealership, and my dad agreed in front of my husband and my mother to co-sign for me. The dealership allowed me to take the paperwork out to my dad's house and have him sign it. The dealership even talked to my dad at some…
Kristyn Keese
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25
votes
7 answers
Better terms to use to understand Puts and Calls for options trading
I've been trying to learn a little about options trading, specially puts and calls.
The term options works well for my brain because someone is buying or selling the option to buy or sell something. So far, so good.
But the terms put and call do…
Amazon Dies In Darkness
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Is becoming an Amazon seller profitable? Is it worth paying for a course?
Recently I have seen a lot of online courses about how to become an Amazon seller. They promise a huge monetary gain but it looks very strange to me.
Can someone gain a lot of money only by selling stuff on Amazon or is this just a way to sell an…
Ion Stirba
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25
votes
5 answers
What is the cost of health care in the US?
I was surprised to read articles about the cost of health care in the US. So, I became interested in this topic.
My question;
What is the cost of health care in the US?
That would depend on the availability of insurance, but I'd like to get a…
Blue Various
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25
votes
2 answers
Do I need to pay taxes as a food delivery worker if I make less than $12,000 in a year?
I started working for Doordash, a food delivery service. Technically I think I am a self-employed contractor.
I saw online that you don't have to declare taxes if you make less than $12,200 in a year. However I also read that you're supposed to…
deliveryguy
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25
votes
5 answers
If a bank fails, will debt be wiped out?
I have debt to Capital One. If they fail, and whoever the trustee is fails, will the debt eventually get lost in bankruptcy proceedings?
Considering the Lehman bankruptcy is still ongoing, well past statute of limitations, wouldn't a major corporate…
user102461
25
votes
12 answers
Why would you elect to apply a refund to next year's tax bill?
Every year I get a refund and the tax software asks me if I'd like to apply some of my refund to next year's taxes. Is there some benefit I'm not seeing to this? Because it looks like a bad deal to me.
jldugger
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25
votes
9 answers
Why is income tax generally not in a continuous "spectrum"?
With respect to the countries about which I am familiar, income tax is partitioned into tax "brackets", meaning that the rate of taxation varies discretely. Different tax rates are therefore applied to different "blocks" of an individual's annual…
Benjamin Crawford Ctrl-Alt-Tut
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25
votes
8 answers
Selling a House Upfront Or Collecting An Income Over Time?
Suppose that you have a house worth $500,000.00 that is gifted to you and this house is completely paid off. The people who want to purchase this house will need to go to the bank to get a loan so that they can pay me to sell them the house. Over…
GrayLiterature
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