Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [medical-bill]

For questions that relate to medical bills and medical billing. Accompany with a country tag if relevant.

60 questions
45
votes
7 answers

Medical provider is threatening to send me to collections over a debt I do not owe

I received counseling services in May 2019 and paid the full amount owed. A few months later I received a bill for these services. I have called the billing agency and the counseling service multiple times (about once a month), and each time I am…
lizziv
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36
votes
9 answers

Is it common in the US not to pay medical bills?

Context: As a foreigner in the US for a few months, I'm wondering how to react regarding medical bills. Indeed, I had to go to hospital and received medical bills. Surprisingly, some of my colleagues told me in substance: Don't worry about these…
ebosi
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33
votes
2 answers

Do I have to pay a medical bill when the ER never submitted it for an insurance claim?

My husband went into cardiac failure while we were traveling. He was taken by ambulance to the nearest hospital ER. I gave his insurance information at the time of service. About a month later, I received a phone call from the billing department…
Donna Lewis
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27
votes
4 answers

$7300 medical billing error reported to credit agencies

I opened up a Credit Karma account and noticed a collection in the amount of $7368. It was originated from Eisenhower Medical center. So I called Eisenhower to inquire and after 45 minutes on the phone, Eisenhower billing department had stated she…
Mere Hultz
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25
votes
5 answers

What is the cost of health care in the US?

I was surprised to read articles about the cost of health care in the US. So, I became interested in this topic. My question; What is the cost of health care in the US? That would depend on the availability of insurance, but I'd like to get a…
Blue Various
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22
votes
3 answers

Doctor won't let me self-pay because I've "already presented" them my insurance card?

My doctor's cash price is lower than the insurance price. Since I likely won't hit my deductible this year I asked to switch to self-pay. They told me they are "not allowed" since I have "already presented" them with my insurance card. Is this…
Derek Fulton
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12
votes
3 answers

Original creditor forwarding payments to collection agency

In 2017 I had back surgery performed at an orthopedic specialist surgery center. During the billing process I set up auto-draft for all of the bills so that I would not have to worry about missing a payment. These included: Imaging Doctor…
Jeremy
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11
votes
1 answer

Can you deduct membership to a doctor's office as a medical expense?

In the US, I'm trying to figure out if membership to my doctor's office is deductible. My office charges a $149 annual fee for access to the office, which allows them to provide good online tools, nice offices, 24/7 care, etc. But the $149 is not…
Joe Enos
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11
votes
2 answers

If I make an out of pocket medical payment on my normal credit card, can I withdraw that amount from my HSA?

I accidentally paid for some medical expenses using my normal credit card instead of my HSA account. Can I withdraw the equivalent amount from my HSA without tax liabilities?
David says Reinstate Monica
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11
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2 answers

When is an HSA expense "incurred"?

Starting next year (2019), my family will be covered by an HSA plan. A member of my family is undergoing a medical treatment, starting on 12/27/2018, which will continue into March 2019. There is a flat fee for this service, which will be billed on…
Chad
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10
votes
2 answers

What do I do after requesting and receiving a debt validation letter for a medical debt I don't recognize?

I received a debt collection call a few months ago from a professional debt collector for a debt I didn't recognize, followed by a written notice. I wrote back that I dispute the debt and requested verification. Now I've received a verification…
Robert
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10
votes
1 answer

Medical bill sent straight to collection agency

I was very surprised to receive a letter from a collection agency regarding a medical bill incurred during my wife's pregnancy last year. We never received any correspondence via mail, e-mail, or telephone regarding this debt. I assume that the…
cmevets
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8
votes
1 answer

Is this a form of insurance fraud? Provider charged us less than reported to insurance

We needed an expensive genetic test for our daughter. UCSF hospital suggested a new lower cost provider, and sent the sample in. The provider called us and said they are "unique" in that they would bill insurance a different amount than we actually…
Bryce
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7
votes
1 answer

After a Divorce, may I use my HSA to Pay Spouse's Medical Bill that Occurred Prior to Divorce

I am recently divorced (in Iowa). My spouse got a large bill in the mail covered by insurance for an emergency room visit. She still owes money even after insurance paid a portion of the bill. I'm not obligated to pay her bill according to the…
thecoolmacdude
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6
votes
2 answers

Medical bill with wrong name sent to collections

A few weeks after my wife gave birth, the medical bills started rolling in. One of them was addressed to "BB Last Name)." Our last name is not common but there are other people in our city with the same last name. We assumed that it was just a…
user13803
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