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1500 questions
35
votes
4 answers
Started new job. Rollover previous employer 401k to new 401k, IRA or Roth IRA?
I recently started a new job and have a 401k from my previous employer that I don't know what to do with. Should I roll it into my new employer's 401k, a traditional IRA or a Roth IRA?
jamesaharvey
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35
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4 answers
Opportunity to buy Illinois bonds that can never default?
Today Illinois bonds were downgraded to 1 above junk. The article.
Citation from article:
Despite the lack of a budget, Illinois has continued to cover payments
due on its bonds, and, like other states, has no ability to resort to
bankruptcy to…
Tony
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35
votes
8 answers
What are the differences between capital gains and other forms of income?
It appears that capital gains are treated differently than other forms of income. What are the differences in how capital gains are earned compared to other forms of income? How does the tax code treat capital gains? What can I do to take advantage…
JonathanReez
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35
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2 answers
What are the important differences between mutual funds and Exchange Traded Funds (ETFs)?
I've been considering, but haven't committed myself yet to investing in Exchange Traded Funds (ETFs), but have to admit that I don't yet fully understand the use-case for them.
What factors are relevant in making the decision between investing in…
JohnFx
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35
votes
5 answers
Why not just invest in the market?
I've seen it said a number of places that investors can never beat the market. Why use investors, then? Why not just put your money in a market index fund?
yters
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35
votes
15 answers
Why can't you just have someone invest for you and split the profits (and losses) with him?
There is a large sector of professionals providing the basic service of "take your money and invest it for you". However, it appears that none of these people want to share the profit nor the risk, but instead aim to derive money from the investor's…
Superbest
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35
votes
8 answers
Cash in retirement accounts to buy a house?
My husband and I are looking to buy our first home. He is 39 and I am 37. We live in a major city and house prices are terrible. We are probably looking at a 500K-600K home. We were late bloomers, so to speak, so took a while to graduate and…
thumbtackthief
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35
votes
4 answers
Why do a lot of people recommend Vanguard so often?
What is it with Vanguard? I've heard the name come up a bunch, but I don't know why this particular company is getting all the good free press...
Michael Pryor
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35
votes
4 answers
Should I invest when in debt?
I have just consolidated my debt and am thinking where I want to be in the future. My payment plan is to be debt-free in three years. It is not an extremely aggressive plan; I still want to have a life, maybe travel once in those three years and…
TheRealTy
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35
votes
8 answers
What's the catch in investing in real estate for rent?
I can see a 2 bedroom, 2 bathroom $100k property on Zillow (est. mortgage $375/mo) next to a university so rent prospects are good. Rent estimate by Zillow, confirmed roughly by Craigslist: $972/mo. That's just crazy.
What's the catch in…
chx
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35
votes
3 answers
What do the numbers on my credit/debit card mean?
I have the following visa card from comdirect.de:
I guess:
Number A is my credit card number. The 4 groups don't have a meaning.
Number B: I have no idea. Might be my security code?
Number C is my security code.
Number D is eventually a card code…
Martin Thoma
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35
votes
13 answers
Why might it be advisable to keep student debt vs. paying it off quickly?
As of a couple weeks ago, I paid off all of my student debt. Hooray...
But I have a friend named A who has a friend named B who is a financial advisor (a young so therefore perhaps ignorantly malicious one). B has convinced A that he should take a…
Millie Smith
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35
votes
5 answers
The security team has noticed suspicious trading activity. Insurance fee is 25%
On my trading platform(TCI-Investment), I've received a message from security, that I must pay an insurance fee of 25% cause they thinking I'm trading with insider information.
"Starting from the October 30 of the current financial year,…
Liver Makentoshe
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35
votes
2 answers
Can I notify a card-holder or their bank that their card is being used fraudulently?
I'm an online merchant based in the USA, and I received an order that failed my fraud checks. I believe the "customer" is using a credit card that doesn't belong to them. I don't want to ship an expensive order only to get an unauthorized-use…
toastifer
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35
votes
3 answers
How can I stop fraudulent recurring credit card transactions being forwarded to a new card?
I have a Mastercard credit card issued by a U.S.-based financial institution. Several billing cycles ago the card information was compromised and several hundred transactions were initiated. The card issuer's fraud detection was able to flag all…
cms
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