Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

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1500 questions
44
votes
8 answers

Should I buy a house with a friend?

To give some background, I currently live with a couple of friends in a 3 bedroom apartment. The living arrangement is good however I'm tired of not building equity. I've tossed the idea out for two of us to buy a house sometime within the next…
bitsoflogic
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44
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16 answers

The Benefits/Disadvantages of using a credit card

Recently I was approved for my first credit card, and I was trying to find out the exact repercussions that using it would have on me, and my credit. For now I've only been using the credit card for things I would buy normally and I pay them off…
Ranma344
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44
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2 answers

What US tax laws apply to a 13 year old game developer?

I'm a thirteen year old game developer and I am wondering what the tax laws are as a minor in the US. I don't currently make any money off of my games but I'm thinking of selling on the Google play store, my website and maybe even Steam if my PC…
Kaden Atmore
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44
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14 answers

Would I ever need credit card if my debit card is issued by MasterCard/Visa?

My debit card is issued by Visa, but MasterCard AFAIK doesn't differ in that case. I can use it to pay in shops, online, to reserve place in hotel etc. I manage to constantly have enough money on my bank account, as I would manage to pay credit…
GeoLog81
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44
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6 answers

Can a CEO short his own company?

I'm just curious, it seems a CEO could make a lot of money by shorting a huge amount of shares on his company through a third party and then purposefully tanking the company before being fired. Surely this is illegal right?
Albert Renshaw
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44
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18 answers

I carelessly invested in a stock on a spike near the peak price. How can I salvage my investment?

I carelessly invested on stock on a spike (I have been persuaded by a family member) and now my investment value is really low, as you can see below. Is there anyway to salvage my investment for short-term? Would it be better if I sell my stocks…
John Isaiah Carmona
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44
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6 answers

Why did my credit card company resolve my dispute in seconds?

I had a dispute regarding a tip charge on my credit card when I dined in a restaurant. The tip amount which I signed to pay is $8.98 but the restaurant charged me $15.00. A few days later when I realized this, I filed a dispute with my credit card…
Zuriel
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11 answers

What can I do with a property that won't sell following divorce?

My wife and I bought a property just over 2 years ago for €114,000. We put down a 10% deposit (€11,400) and so took out a mortgage of €102,600. We took the mortgage on a short term (15 years) to pay off capital as quickly as possible. The mortgage…
Cloud
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5 answers

Going house hunting next week and my credit score just dropped by 100+ points

My wife and I (usually) have excellent credit. TransUninion had me at 790 and other agencies well into the 800s. Our lenders have already prequalified us for our home, and sent the ratings they got for us in the mail (790). Yesterday I noticed our…
MrDuk
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44
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8 answers

Is this projected return from Wealthify too low?

I am really new to investing and I am so confused. Books, blogs and conferences suggest that investing is the way to multiply wealth. I do not have enough start up money to play with mutual funds, therefore I am looking at ETF funds to start. I…
kang
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44
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7 answers

A man on a work project in West Africa asks me for 2000 - is this a scam?

A man that I met on Facebook was called to do a job in West Africa. He got there and found out that there is a problem with his Swiss bank account. He needs 2000 to finish the job so he can come home. He gave me the account numbers so I could check…
Poptart
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43
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4 answers

How does this dating site scam work?

First of all, it's a scam. "Is this a scam" questions on here always are. I just don't understand how the moving pieces work. I was approached on a dating site by an attractive person. This person's profile was full of pictures and short videos,…
query337384
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43
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12 answers

Can the stock price go up even if no one is buying?

Let's assume there's this random company (XYZ)--that few are aware of--is selling stocks and they're doing really well. If their stock price is at $50 and no one is buying, will it still go up? Do stock prices only go up when people are buying?
Vic
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43
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7 answers

A guy scammed me, but he gave me a bank account number & routing number. Can I use that to take out what he owes me?

This is a really weird situation. A guy contacted me regarding a business I have. He offered far in excess of my stated fees and even told me he could help me financially if I needed it, which I do. He said he was a doctor. Before he even showed up,…
red river
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43
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3 answers

Can I take out a loan and invest it at higher interest?

I noticed today that my bank is offering small loans of up to £15000 at 3.3% interest. Meanwhile, services like Zopa and RateSetter are offering over 6% interest on investments in their platforms. I feel like there must be some catch here, but what…
MHG
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