Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [non-resident]

Questions concerning government regulations or corporate practices that apply specifically to people who are not residents (or not citizens) of the country in question.

573 questions
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Can I open a US bank account even if I don't live in the country?

I'm Swedish, but living in Switzerland at the moment. Can I open a US bank account? Either when in the US on vacation or through the internet/phone? There are lots of situations when I find myself in need of an american credit card or just a bank…
Erik Tjernlund
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Can foreigners holding US tourist visa create a bank account in USA?

I am not a US citizen and want to visit USA as a tourist. Since withdrawing money from my home-country bank account will cost much, it is better to open an new bank account in US (after arriving) and transfer some money from my home-country bank…
LaTeX
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U.S. citizen hired in U.S. but working and resident abroad. How should my employer be handling my taxes?

I am a U.S. citizen living abroad. I was hired as an employee of a small U.S. company with the understanding that I would be working from outside the USA. I am pretty sure my employer is not correctly reporting this situation. For instance, they…
Toaster
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Tax consequences of a foreign bank account for a US/Canadian citizen

My wife is a Canadian citizen, I am a US citizen. We live in the US, but make frequent trips to Toronto. The problem we face each time we cross the border into Canada is that we have to change our money each time. Not only does take time we don't…
aceinthehole
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2 answers

Applicability of form W-8BEN-E / W-8BEN to an Indian citizen

I am an Indian citizen residing in India. I have started working as a consultant for a US-based company since June 2015. I have submitted my first invoice to the company (I will be getting paid in US$) and just received an email from the company…
Arpita
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1 answer

Can I open a rollover IRA account in the US when I am not a citizen, nor no longer live there?

I lived in the US for about 7 years, and started saving money in the company's 401K plan. I had a green card, but decided to move to my home country years before it expired. I have a US SSN. Now the company is closing the 401K plan, and all…
Hilde
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3 answers

Opening American credit cards while residing in the UK

In order to introduce the context of the question, I am a UK citizen with a good credit rating and no debts who currently resides in the UK, and do not currently own property in the US. In reference to questions such as: I just moved to the United…
seekingknowledge
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10
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7 answers

Bank account in Germany for non-residents?

I'm an EU citizen currently working in Germany. I have a bank account there, but when my contract ends, I'll probably migrate to other country, but it's likely I'd return there after some time. I could close my bank account and move all the money…
user11328
9
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1 answer

For a non-resident, Is it worth investing in a 401k?

I'm planning to stay in the U.S. for 3 to 5 years. My company offers a 4% match for 401k contributions. Is it worth investing in a 401k plan with all the fees and penalties? Or is there a better way to save?
balki
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2 answers

Can I refinance a property in the U.S without U.S. income?

I'm Working for a big international corporation and I'm back from a few years of relocation in the U.S. while I was in the states on a US payroll (I'm not an American citizen) I bought a property (which was my primary resident for a while). Now I'm…
Falusberg
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How can a U.S. citizen open a bank account in Europe?

Since interest rates are higher in the Eurozone than in the U.S., I'm exploring the possibility of opening a Eurozone bank account. For example, ING Direct is offering 3.5% on a 12-month CD, whereas the same product in the U.S. pays a laughable…
Tony the Pony
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How is road warrior's income taxed?

One UK tech company is offering me to work for them (ie. be on their UK payroll). I am citizen of Estonia. Since, in this job I will travel every 3 or so months between different countries (as in France, New Zealand, USA), then where do I have to…
john1234
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WHEN should I realize capital gains before going from non-resident alien to resident alien in USA?

I have read this post (How to realize capital gains before going from non-resident alien to resident alien in USA) and would like to ask a follow-up question. It's understood that capital gains should be made PRIOR to being a US resident so to avoid…
Bob
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Non-Resident Alien investing in a Vanguard mutual fund: is this allowed?

first a little bit of background about me. I'm a phd student on an F1 visa. I have been in the US for a little over 2.5 years and I expect to stay here for about the same length of time. Because I've only been here 2.5 years, the IRS counts me as a…
Pramod
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Buy US ETF as foreigner -- a bad idea?

I'm considering to buy index ETFs from US through TD Ameritrade, but as a non-resident alien (foreigner), my main concern is the 30% withholding tax on: all dividend (especially the bond ETFs) capital gains redistribution Q1: Do I miss out…
ASF
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