Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [collections]

40 questions
45
votes
7 answers

Medical provider is threatening to send me to collections over a debt I do not owe

I received counseling services in May 2019 and paid the full amount owed. A few months later I received a bill for these services. I have called the billing agency and the counseling service multiple times (about once a month), and each time I am…
lizziv
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36
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4 answers

If a debt collection company refuses full payment is the debt still valid?

I was charged on a closed account for a service I never received. It is only a couple hundred dollars. I never paid it because it was not a valid debt. I am trying to fix my credit. I called up the collection company ready to pay. They demanded…
RobC
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28
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2 answers

Wife sent to collections for ticket she paid ten years ago

My wife got a ticket 10 years in Nevada. She paid that ticket, but doesn't have any record of it; we've moved a lot in the last ten years and switched banks several times. We got a bill from the collections agency. She has been in touch with…
Nate Anderson
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15
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1 answer

How was someone able to open an account?

A while back I was surprised to see a collections account go onto my credit report for an unpaid amount of a few hundred dollars. I immediately believed it to be a mistake since I had never heard of the company and had not received anything in the…
T James
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12
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3 answers

Original creditor forwarding payments to collection agency

In 2017 I had back surgery performed at an orthopedic specialist surgery center. During the billing process I set up auto-draft for all of the bills so that I would not have to worry about missing a payment. These included: Imaging Doctor…
Jeremy
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11
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1 answer

Might it make sense not to look into debt that is in collections?

I happened to glance at my credit report and one of the agencies shows that I have a debt of just over $100 in collections. It appears to be from an emergency room in a previous state (I moved about 6 months ago). I think my family did use that…
farnsy
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10
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1 answer

If I co-sign on a loan for someone, am I putting up money (is there a cost)?

Does it cost me anything if I co-sign a loan for someone?
PHC1983
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10
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4 answers

Collections for Medical Bill - Pay Settlement or Full Amount?

I live in California, and I had an ER visit in November 2010. I originally owed ~$800. I've been contacted by a collection agency, and offered a settlement of ~$400 I have verified with the original creditor (the hospital) that it is…
anon
9
votes
3 answers

Is Credence Resource Management a scam?

I've been receiving a lot of calls from a debt collector called Credence Resource Management. These calls are coming from a call center in India. It seems like this is a scam company. I did some research and other say the same thing. …
William
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9
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4 answers

Can collections agency actually remove debt from credit report or are they just lying?

I recently ran my credit score and discovered that unbeknownst to me there was evidently a $60 medical co-pay from last year that I never paid (they sent the bill to an old address and due to it being a low $$$ didn't bother calling.) I know that…
Bobby
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7
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1 answer

Collections calling thanks to BioLife. Is this a scam?

My father just received a phone call from collections saying he owes $650 for a product he purchased in 2015. We thought it was a scam call at first but they seemed to have his personal information correctly (name, address, phone number). This was…
Pkmmte
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7
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4 answers

How do I get bill collectors who call about people I know to stop calling me?

In recent days, I've had bill collectors calling me about a former room mate of mine, and its getting rather annoying, (he never even lived at this location, or had my phone number). Is there any way I can get this people to leave me alone? I…
DrFredEdison
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7
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2 answers

Medical bill in collections

I am a college student that had surgery in 2014 on my gallbladder and subsequently became very ill and needed a necessary test to prove a a diagnosis my gastroenterologist suspected. He recommended the test and told me to have the test done at the…
Juliette B.
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6
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1 answer

Will I see a collection on my credit report if I paid the bill in full?

I received a call from a collections agency a couple of days ago about an unsettled bill of $200. Turns out that during my grad school days (over 7 years ago), we used a water delivery service and I was the one who set it up. Once I graduated, the…
Craig
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5
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3 answers

How much time does a doctor's office have to collect balance from me?

Today I went to my old dentist and they told me I owe them $350 from from several visits three years ago (I switched to a different dentist for the past 3 years before switching back today). When I asked them why they didn't send me a bill, and…
user133466
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