Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [ireland]

This country tag is to be used for any question that is specific to or only relevant within Ireland.

38 questions
27
votes
11 answers

Should I ask the seller of a house for a price reduction given a recession is almost certain?

I've gone sale agreed (note: "sale agreed" means the sale has been agreed in principle - no contracts have been signed, no non-refundable deposits have been made etc.) on a house. The market I'm currently in was extremely competitive, houses were…
TomSelleck
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10
votes
2 answers

Donation via text message, does all (or most) of the money go to the charity?

A while ago a signed up via text message to Save the Children £3 per month. I get a message every month saying thank you for donating and £3 is added to my phone bill. But I wonder does the phone operator take a big cut of that? Would I be better…
PaddyD
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7
votes
2 answers

Which tax year does a bonus fall under in Ireland?

Based on my work in 2012, my company pays me a bonus in January 2013. Should the bonus be taxed as part of 2012 income, or part of 2013 income?
Olexiy
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6
votes
1 answer

How to get my money back from the Police?

On June last year I have attended a court case as a witness. I had to spend a lot of money on travelling and food because the case was in a different Country. I was asked by the Police officer that I was in contact with to collect receipts and send…
Shady Programmer
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6
votes
1 answer

Can a Croatian citizen start a company in Ireland, to reduce income taxes?

I'm a software developer freelancer with Croatian citizenship, and I need to start a company in order to pay income tax. It's my understanding that my home country will incur 20-40% tax based on my income, whereas Ireland will only incur up to 12.5%…
onin
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5
votes
3 answers

Should I ask for an offer for my Irish tracker mortgage?

I currently have a tracker mortgage and have heard that mortgage providers are offering good incentives to move to a different type of mortgage. My questions are, Should I go to my provider and request an offer? If I am to request an offer, what is…
Liam
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5
votes
1 answer

When does Irish Stamp Duty apply for UK investors buying Ireland domiciled shares?

Let us assume I am a UK resident with a UK-based trading account, considering to buy Ireland domiciled ETF shares, such as VWRL. I am confused whether I will have to pay Irish Stamp Duty of 1% or not. The stockbrokers list 1% Irish Stamp Duty in…
John M
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5
votes
1 answer

What are prize bonds? Are prize bonds a good investment?

What are prize bonds? Are prize bonds a good investment?
user454
3
votes
1 answer

Capital gains tax on stocks

I have what many here would regard an extremely basic (or even silly) question on capital gains tax (CGT) and stocks. I have an account with an online trading platform. Over the course of the year I have sold some of those stocks and bought others.…
Tomás
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3
votes
1 answer

U.S./Irish taxes on U.S. retirement account inherited from uncle?

I was just wondering if I could have some help on this. I live in Ireland and my uncle passed away 2014. He was a USA Green Card holder. He left myself and my sister between us $240,000 from his retirement account. We were taxed just over $80,000 in…
dazed and confused
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3
votes
2 answers

Should a small fry investor even bother with traditional brokerage firms?

I've done a bit of research and it seems that Ireland doesn't have a huge amount of firms that handle investment portfolios. I found: Zurich, Davy, Irish life, Aviva, and anything that offers insurance basically. The Zurich Prisma 4 Fund seems to be…
user1261710
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3
votes
1 answer

What to do if a bank refuses to close my account?

I have opened a bank account in Ireland. I recently moved to another country and I wanted to transfer the funds to a new bank in the new country and close the Irish bank account. I don't have any debts/credit cards/pending payments/anything that can…
lennox
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3
votes
2 answers

What benefits are there to having a Pension (Retirement Account) In Ireland?

What benefits are there to having a retirement account called a "pension" in Ireland, as opposed to simply making investments of one kind or another for the same purpose? I am not really asking about the payback as such, more about the security and…
byronyasgur
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2
votes
2 answers

New Car Insurance Quote versus Renewal

First of all forgive me if this is the incorrect section for this question, it seemed this section or the legal section was the most appropriate to me but please correct me if I'm wrong The situation: My current car insurance policy is expiring soon…
Hexicidal
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2
votes
0 answers

US ETF as EU investor (Ireland)

At the start of this year the EU made it so we are unable to buy US domesticated ETFs in Europe. I'm located in Ireland and domiciled there for tax purposes. We have to pay a 41% exit tax every 8 years now on EU domiciled versions of US ETFs. For…
mcol
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