Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [american-express]

For questions related to Card issuing & settlement "American Express" company. If the questions are not specific then the tags Credit-card should be used.

For questions related to Card issuing & settlement "American Express" company. If the questions are not specific then the tags Credit-card should be used.

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Why are American Express cards are not as popular as Visa or MasterCard?

For me, AMEX is a preferred choice because I can earn more treat points. But I found that (at least in Malaysia), a lot of merchants are rejecting AMEX card in favor of Visa or MasterCard. Why?
Graviton
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What can Amex do if I cancel their card after using the sign up bonus miles?

I recently applied for the Amex Gold Delta Skymiles card, with the intention of getting the sign up bonus (60,000 miles after $2k spend in first 3 months) and canceling the card before the first annual fee kicks in (as it is waived for the first…
Runeaway3
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Amex cash back at a grocery store

When I go to the grocery store I have the opportunity to get cash back (groceries cost $23, I opt for $20 cash back, and my card gets charged $43 instead of $23 leaving me with $20 cash in-hand). My question is this: Does AMEX see the cash-back…
rein
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How can I determine which stores are regarded as supermarkets for a rewards credit card?

I'm considering applying for a credit card which offers additional rewards on supermarket purchases. How do I determine which stores in my area are considered supermarkets by the card issuer? For example, the Benefit Terms of Amex point to…
Franck Dernoncourt
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What would make a Centurion Card's fees financially worthwhile?

The AMEX Centurion card has annual fees of, depending on the country, up to the equivalent of 5402USD for Taiwan. There are also one-time joining fees of up to 7500USD. Now these anodised titanium cards clearly have a lot going for them in terms of…
curiousdannii
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I have an American Express gift card and I need to enter a “Name on Card” to buy something, but it’s a gift card and is unnamed?

I’m on Etsy and I’m asked the name of the card. I can’t pay without inputting it in. I tried just my name and I’m a minor so I’ve never done this before. There is a user guide with the gift card but it doesn’t explain this.
Elizabeth
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American Express Green vs American Express Gold

I recently received two offers from American Express for two different cards, the Gold Card and the Green Card. I am pretty conservative when it comes to credit cards, so I don't really want both. What differences between the two are profound enough…
Sampson
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Why are American Express card numbers different?

I recently got an AmEx credit card and it seems a bit different than all the other cards I'm used to. Instead of 4 groups of 4 digits, the card number is 15 grouped in 4, 6, and 5. I'm not sure if this is normal or if there's a digit missing that…
bitmaker
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Credit card - with what delay can it be charged?

Assume you buy something and pay by credit card. Does anybody know how much time the vendor has to charge your card? Is it still legal if the vendor doesn't charge you immediately, but after months? The thing is my (officially: non-existent) credit…
user71455
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How does Apple Pay work? Why is Apple's intercession necessary?

(Long post warning); (In this posting, I use "NFC" as shorthand for the established (pre-Apple Pay) system used by extant credit-cards and banks for short-range (under 10cm) wireless payments, I believe this is ISO/IEC 14443). NFC-for-payments (I…
Dai
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Are peapod orders considered supermarket expenses for American Express cashback program?

I just applied for an AmEx that gives 6% cashback on supermarket purchases, but I buy all my groceries from Peapod. I was just wondering if anyone knows if the peapod expenses are indeed considered supermarket purchases by American Express. Thanks!
silverCORE
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After obtaining an American Express Centurion card, do I have to maintain a level of spending to keep it?

The Centurion: American Express's most exclusive card. Allegedly once used to purchase — on credit, with a credit card — a $54,000,000 plane for a wealthy individual. A card that is by invitation only; made of titanium; "limitless" (based on your…
Bryson
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Will the AMEX to CitiBank portfolio sale affect my credit score?

I've had my Costco-branded American Express credit card for 12+ years. CitiBank will be purchasing the portfolio from AMEX in line with their new deal with Costco. Assuming no hard credit pull and no ding for not being the initiator of opening the…
BobbyScon
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Anything wrong with American Express "Personal High Yield Savings" account?

I got a letter through the mail from American Express offering me a sweet 1.3% interest rate with an FDIC-insured savings account. I currently have a business savings account with a princely 0.35% rate which is apparently the best Wells Fargo…
Colen
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If I pay the balance due, will I pay no interest in that month?

Here's what I have : Total Balance : X Balance Due : X-500 Minimum Payment : 50 If I pay X-500, will I pay zero interest on that month? Or will I pay interest for the remainder of what's left on my credit card account? I haven't encountered this…
Zaenille
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