Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [finland]

12 questions
10
votes
2 answers

Should I consider tax deductions for interest when choosing a loan to pay off?

My situation is that I'm receiving a one time lump sum. I have two debts to pay off. Debt A, interest rate 3.5%, smaller installments Debt B, interest rate 4.5%, bigger installments From this, the obvious choice would be to put the lump sum toward…
HAEM
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5
votes
4 answers

Personal property insurance + travelling insurance + accident insurance + health insurance

The definitions of the specific terms of the insurances differ among different companies. Also, some insurances like Travel Insurance is substitute of Property Insurance during certain specific of times. It is important to take this into account…
Léo Léopold Hertz 준영
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5
votes
4 answers

Economics of buy-to-let (investment) flats

I'm trying to figure out whether it is a good business to buy a flat and rent it out. These are the numbers I have so far: Costs Property: 150,000 Downpayment (30%) : 45,000 Interest rate/year: 4% (less right now but I'm sure it will rise…
Cleber Goncalves
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4
votes
1 answer

Visa transaction happened only after 16 days after I made purchase

Visa transaction (money reduced from account) happened only after 16 days after I made purchase. 2017-10-01 Paid flight tickets. Money was deducted or reserved (haven't paid attention). When paid, I specified card number, name and code. payment…
Konstantin Petrukhnov
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3
votes
1 answer

International Bank Account Only For USD For Student

I am not sure whether I use the right terminology in the heading, since I call the bank account which has only USD "international bank account" because it is not in euros. I need only USD for online shopping. I need only USD in the international…
Léo Léopold Hertz 준영
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2
votes
1 answer

How can Mastercard's interest rate be more in Norway than in Finland?

I select Mastercard because it is easy to compare credits cards between the following countries. I am looking the prices of Mastercard in Finland, Estonia and Norway. All banks have the same amount of interest-free days, when you can pay 15th of…
Léo Léopold Hertz 준영
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2
votes
2 answers

To decrease spread cost with a currency account in exchange of currencies

I have bank accounts in Nordea Norway and Nordea Finland. I pay now about 2.5% spread fee in moving NOK from Nordea Norway to Nordea Finland in EUR. No other fees apply because moved between the same person. I trying to decrease the 2.5% spread. I…
Léo Léopold Hertz 준영
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2
votes
1 answer

To minimize the spread costs in shopping in the North or Europe

I just noted that my Norwegian Nordea's Visa Debit card's spread is 2,56% when I pay my shoppings with it in Estonia: >>> a=7.33 // Google showed this course in its search by 1 EUR in NOK >>> b=7.52 // currency course shown in netbank >>>…
Léo Léopold Hertz 준영
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2
votes
0 answers

Overshooting my withholding rate's upper limit; invest the extra early in the year or ask for recalculation?

I'm in Finland. The way income tax works here is that my employer withholds a certain percentage of my salary up to an annual upper limit, and a significantly higher percentage of the salary exceeding that. I got my pay stub today, and discovered…
HAEM
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1
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4 answers

Taxation of income from working abroad within the EU

I'm a Finnish (FI) citizen working with a full-time contract in a company. I'm going to do a 3 months job abroad in Belgium (BE) in a different company. During this time my contract in FI is going to be suspended, and therefore I only have income…
Okw
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0
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1 answer

Where do I pay taxes when payed by Finnish company as German citizen?

If I am paid by a company that is based in Finland while I am a German citizen, where do I pay taxes and to which government? If to only one, do I need to tell about it? I am a citizen of Germany. I live there and I am employed by a German company…
shniqq
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-1
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1 answer

In USA, is it possible to find out how much top people at religious organizations earn?

This is about people at the highest leadership positions in religious organizations based in United States. I was reading this article (in Finnish language) in a Finnish newspaper that lists the income information reported by leaders of various…
user100487
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