Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [cashier-check]

34 questions
70
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4 answers

Received an unexpected cashiers check for over $2K from another state - is this some scam?

This is actually about my sister-in-law who lives in Georgia. She just received a "cashiers check" for $2395 from a company in Indiana. It looks like this: She said that she has been doing "mystery shopper" work for a company and thought that this…
user25276
18
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3 answers

Need to change cash to cashier's check without bank account (Just arrived to the US)

I arrived in the US 10 days ago. I got my SSN. The DMV told me I will get my ID in about 10 days. I have to pay the rent plus some months prepaid which is USD 11,000. My question is: I have my money in cash. The apartment manager doesn't accept cash…
Zoya Amin
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Recipient claims cashier's check won't clear

I bought a car from a private seller in the US. To guarantee the availability of funds I issued a cashier's check to him. My banks account shows a withdrawal of the correct amount on the date that I issued the check. He claims that he deposited it…
AdamO
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How do cashier's checks work and why are they good for scams?

I read these two things while trying to understand cashier's checks, and they seem to conflict: 1: Cashier’s checks are checks issued by banks, and they're used when somebody wants to be sure that they'll really get paid. Personal checks (and…
temporary_user_name
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What happens to the original funds when a certified bank check is not cashed?

When a bank issues a certified check that was funded from my account, where will the funds end up if the recipient never cashes the check before it expires?
John Zahner
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9
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2 answers

Is an uncashed cashiers check of deceased mother part of her estate wrt probate

My mother recently died. At her home we found an uncashed cashiers check that is 11 months old. The check was given to her by her sister (my aunt). It was a disbursement from my mother’s own inheritance when my grandmother died last year. The check…
mrjrdnthms
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Can I cash a cashier's check at any bank?

I will be receiving a cashier's check, from a bank, a little over $12,000. It was a portion of money from the sale of my deceased parents home. I would like to know if I will be able to go to any bank in my town and get it cashed without a waiting…
TJJ
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Is this a cashier check scam?

I'm a personal trainer and I've received an email stating that someone wants me to train their kids while they are in the US for vacation. The request was for many sessions and would total well over $1000 The part I am concerned about is that the…
Leo
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Are cashier's checks anonymous?

I'm seeking a way to make payments without placing my name and mailing address on file. For example when donating money. In person, cash would work. Online / distant institutions often encourage credit card payment, but that includes name and…
Vincent Scheib
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Payee lost bank draft (cashier's cheque)

Right so I'll try to keep most of my frustration out of this question ;) I purchased a bank draft to pay for a vacation rental - the agreement was cash on arrival, but as I didn't have access to EUR on short notice and didn't want to be bothered…
Kyle
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5
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How to deposit $9,900 in $100 bills when I only have accounts like Schwab and CapitalOne

I sold a car and have a bunch of cash that I'd like to put into my CapitalOne savings account. I live in the Atlanta suburbs, where CapitalOne has no branches and no ATMs that accept deposits. Their rep told me to visit CVS pharmacy 10 times over…
Ryan
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Who profits from uncashed cashier's checks?

It's my cousin's birthday. I can't think of a suitable gift. I go to the bank and get a draft (cashier's) check for $100 payable to my cousin. (It's an example scenario. No need to compare it with personal checks or with gift certificates.) On the…
Calaf
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BoA Closed my Accounts and Froze my Funds. How can I get money back besides cashier's check?

Earlier this week I had tried to buy food with my debit card but the transaction was declined. I immediately contacted my bank (BoA) and was told there was a note left with a number to call. I called the number and it was a voicemail from the…
Evan Johnson
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Is it safer to deposit the cashier's check or money order in person at my bank or using my bank app on the iPhone scanning the said instrument?

I am selling a car and am considering receiving payment either in cashier's check or money order. I would like to receive the payment right at the moment of transaction. Would either of these two methods guarantee the safe and swift receipt of…
Hans
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For how long is a draft check valid, and where do the funds sit?

There is a fundamental difference between a personal check and a draft check. (I believe the distinction holds equally well in North America as in Europe, and possibly everywhere else). If Tom writes a personal check to Jerry, the funds remain in…
Calaf
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