Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [personal-check]

52 questions
38
votes
5 answers

Is it valid to write checks without spelling out the amount?

I've been writing checks this way for the last ~15 years or so: Namely, the amount field is written using numbers like 1,500 and 00/100 rather than the tedious, painful spelling out of One Thousand Five Hundred and 00/100 99 times out of 100,…
Jeff Atwood
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38
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19 answers

How to safely destroy (a large quantity of) valid checks?

A while ago I had my bank issue me new checks due to a change of name (I got married). However I still have many hundreds of checks with the out of date info (they're an online bank and issue about 1000 checks at once, and I have several accounts…
Vality
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30
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5 answers

Is there a limit on the dollar amount of a personal check?

Is there a limit on the dollar amount of a personal check?
user454
28
votes
5 answers

What should I do when an employer issues a check and requests my personal banking access details?

If an employer provides a check to be mobile deposited and subsequently the check is insufficiently funded, and creating an overdraft of my account. The employer "claims" in order to resolve the overdraft, I need to provide my personal account…
user122592
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18
votes
1 answer

Address on a Personal Check

Is it necessary to have my address on personal checks? I've moved since having my last set of checks printed and every time I write a check I've been crossing out the old address and writing the new one. I was wondering if it's even necessary to…
Rich
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17
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4 answers

Is it possible to cash a check made to someone else's name? How to do so?

Is it possible to cash a check made to someone else's name? How to do so?
user454
14
votes
4 answers

Someone has my check: any risks?

Some time ago I found a room to rent in another city (via Craigslist). I talked with the lady renting out the room on the phone and after we made a deal I sent her a half of the month rent ($375). Not long after that she said that her living…
Leo
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14
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7 answers

How can I have someone deposit a check for me?

I'm currently out of US territory, someone needs to pay me, so he made a check to me, with my name and CHASE account number on it, of course. Can I ask some other friend to go and deposit that check into an CHASE ATM easily? I want to avoid the…
andres
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14
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3 answers

Why are the banks and their customers in the United States still using checks?

Some years ago, a friend of mine visited a US city, and went to a supermarket. Upon trying to pay with his credit card, the transaction failed, and the cashier asked if he could write out a check instead. My friend replied "check?" in a bit confused…
jumps4fun
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11
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2 answers

Do personal checks expire? [US]

Do personal checks expire in the US? Also, if I stamp the following on it: VOID if not claimed within 60 days. Will that be honored by most banks? Related Do personal cheques expire? [Canada]
C. Ross
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10
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3 answers

How can I get free or discounted checks for my bank account?

I bank with chase and my account type does not qualify me for free check books. I have to pay a fee to get a check book. Is there a way I can: Get a free check book for my account? Print my own free checks for my account? Get my own free checks…
Ankur Agarwal
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10
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7 answers

Can I really not close a checking account if I have a year old outstanding check?

Over a year ago, I wrote a small check ($35) to an organization at my university. They never cashed it and finally just told us that they were "lost" in the changing of the offices of the national organization, and they want us to write new checks.…
scientifics
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8
votes
1 answer

(How) can I print my own checks on my printer on regular paper?

If I want to write a check from one of my accounts, I can obviously order a checkbook. The thing is, I don't want or need a whole checkbook. I might just need, like, 1 check. Maybe 2. Now, banks nowadays allow depositing checks from just scanning…
user541686
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8
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1 answer

Which colors can one use to fill out a check in the US?

With which colors can one fill out and sign and personal check in the US? Black is of course okay; I have heard that blue is also allowed. An ideal answer will give references. Is there anything else to know? Does the answer follow from more general…
Lover of Structure
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6
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2 answers

For which alterations on a personal check in the US does one need to initial?

For which alterations on a personal check in the US does one need to initial? Crossing out one's old address on a personal check is possible. Crossing out an outdated address is not necessary in the first place, so does one need to initial if one…
Lover of Structure
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