Law Stack Exchange
Law Stack Exchange

Questions tagged [car-insurance]

33 questions
31
votes
5 answers

Why is it inadvisable to apologise for a car accident?

In my younger days I was involved in a car accident, where through a combination of bad road-conditions and my inexperience, I skidded (aquaplaned?) into a car who had stopped on the road to turn in front of me. While both cars had extensive damage,…
valiantv
  • 1,125
  • 9
  • 18
25
votes
2 answers

A car catches fire in a carpark. The resulting fire spreads destroying the entire carpark. Who is liable?

A car catches fire in a multi-story carpark. The fire spreads quickly from the car, igniting nearby vehicles, leading to a raging inferno that causes the collapse of the carpark. All the cars parked in the facility are damaged beyond economic…
anon
11
votes
1 answer

When do I own a car (private sale)

Let's say I buy a car in a private sale. I pay the seller, and we fill out the change of ownership form. Some time later (or perhaps the next day), the seller will post the form, and it will probably be another day before the authorities receive and…
valiantv
  • 1,125
  • 9
  • 18
9
votes
1 answer

What are the Legal obligations of a bicyclist who accidentally scratches one’s empty parked car?

What are an uninsured bicyclist’s legal liabilities and responsibilities in England who accidentally runs into thus leaving a minor scratch on an empty parked car? In case of a motorist who is required to maintain insurance it is a criminal offence…
JosephCorrectEnglishPronouns
  • 6,409
  • 4
  • 31
  • 75
6
votes
2 answers

I am being threatened by a company to pay a disputed liability NOW or face additional Solicitor costs

I am from Australia. In Australia, any civil claim below $10,000 is considered a small claim and one cannot use a solicitor to represent himself in the small claims court. One may also not claim the amount incurred in legal fees for small claim…
user1034912
  • 1,529
  • 1
  • 14
  • 20
4
votes
9 answers

Would vehicle insurance be valid if someone else, other than the person whose name the insurance is under, drives it?

Suppose I buy a car and I take insurance on it under my name. I let my friend drive, and he gets into an accident. Would I be able to file for insurance?
Clemens Bartholdy
  • 1,469
  • 16
  • 32
3
votes
1 answer

Is it a good idea to combine vehicle loss claim with personal injury when hiring a lawyer?

A car accident results in a total loss and personal injury. Should my lawyer handle both or only the personal injury case? I figure that the benefit from the car claim cannot be improved by a lawyer. Let's say insurance is willing to pay 10K. And at…
Maesumi
  • 145
  • 4
3
votes
1 answer

Have been waiting for the seat belt part without any ETA for more than 10 months now

I got into a minor accident last year. My car is at the repair shop ever since. All the repair work is complete except for the seat belt part. The repair shop has placed an order with the dealership. The repair shop is waiting for the seat belt part…
Dheeraj Goswami
  • 39
  • 2
3
votes
4 answers

is it legal for a body shop to waive my deductible

I'm in Colorado (USA)... in case it varies by state, which I suspect it does. Long story short is that I have 2 options for repairing the hail damage done to my car in a recent storm, for which I have filed a claim on my comprehensive insurance. One…
Daveh0
  • 131
  • 1
  • 5
3
votes
1 answer

Liability for uninsured driver

I recently sold my car to a dealer, and when he collected it he wanted to take it for a test drive. I asked for proof of insurance but he didn't have any on him. I let him go ahead anyway, and it was OK. But it set me wondering. Suppose we had an…
Paul Johnson
  • 14,252
  • 3
  • 39
  • 63
3
votes
1 answer

How are damages calculated if replacement requires purchase of unnecessary parts?

I own a sports car and was recently rear-ended by someone who has accepted full liability. My insurance is trying to price out the repair cost of my car and assures me I will not be out of pocket anything. However, there is one wrinkle. I have a…
Nicholas
  • 289
  • 2
  • 7
3
votes
3 answers

Can an auto policy cover their insured when they intentionally ram someone else’s vehicle?

Problem: Alice is a policy holder for uninsured/under-insured motorist losses with insurer A; Bob has most likely no insurance coverage for intentional losses he caused at least not to property damages with insurer B. Bob intentionally rams Alice’s…
kisspuska
  • 3,993
  • 10
  • 45
3
votes
2 answers

Insurance company said no money was owed and now they have changed their mind

Someone I know was told by an insurance company that since he got a new car they could not insure him because it was too old and he would need to cancel the policy. He was told multiple times on the phone that there was no money owed. He was also…
Eloise Denton
  • 31
  • 2
2
votes
2 answers

What happens when you can't pay for knocking out a traffic light?

Bob caused an accident that resulted in a traffic light being knocked out and damaged. He has little savings and work minimum wage. His insurance has the minimum permissible limits in California. The other driver had no insurance at all. What can…
Questionlady33
  • 37
  • 1
2
votes
3 answers

Liable for damage without car insurance

A owns a car that is ready for driving on the street. X steals the car and through reckless driving causes $30,000 damage to B’s car. Normally A would have third party liability insurance which pays for B’s damage and tries to recover the damage…
gnasher729
  • 35,915
  • 2
  • 51
  • 94
1
2 3