Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

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1500 questions
23
votes
3 answers

Bequeathed condo left to three children. How to sell if one party disagrees?

As the title states, a condo was bequeathed to each of an old man's three children. None of the children originally lived in the condo, nor do they currently live there. Two of the children want to sell the property, but one is being difficult…
dasMetzger
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I have $100,000 in play money... what to do?

I feel a bit self-conscious with the title above given that web-searches along these lines turn up mostly people who are struggling to get rid of debt or build a modest amount of financial security. Nonetheless, being an American I can't really ask…
Fixee
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23
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8 answers

Boyfriend is coowner of a house with his sister, he wants to sell but she doesn't

My boyfriend's parents passed away and he and his sister were left with his father's house and the land around it. He's been living there ever since, but in horrible conditions. He can afford the home, but just barely. He has no heat and often has…
Red
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9 answers

What are the best strategies to give pocket money or an allowance to children?

What are the best strategies to give pocket money or allowance to a child especially if you would like to teach them something through this, e.g. saving?
gyurisc
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23
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7 answers

Is foreign stock considered more risky than local stock and why?

I was told a while ago that foreign stocks are more risky than local stocks. Is this true? What is considered foreign depends where you are (for example, a US based investor would consider US stocks as local, but someone outside the US would…
user40750
23
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7 answers

If I let a friend drive my car for a day should I tell my insurance company?

If you have a friend visiting from out of state and you let them drive your car to a museum or something, as a one-off thing, I think it's a little impractical to let your insurance provider know that your friend is driving the vehicle, but…
neubert
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4 answers

Is it possible to give to charities anonymously?

Several years ago, I gave a small donation of $20 to a charity. Every few months, I've received mailings from them with news about the work they are doing and an encouragement to give more. I've never given them more and I'm pretty sure that the…
Thunderforge
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4 answers

Can you explain why these items are considered negatives on my credit report?

I just used 'Clear Score' to find out my credit rating. My score is higher than both the national and local averages, but there are 2 'negative' results shown. Negative (2) Your oldest active credit agreement is not very old You have no…
Terry
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4 answers

Isn't the security of credit cards with chip worse than with signature?

(I'd expect this question to be duplicate, but couldn't find any that matches the point) It seems to me that the security of credit card transactions got worse by the switch from signing to chip usage. As is well known, nearly all providers in the…
Aganju
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votes
1 answer

Ticketed event after card number has changed

I've had credit cards that had numbers changed due to the store-wide hacks we've all heard about. Usually, the impact is that I need to update my auto-payments to the few I have on file. I purchased tickets to an event, months ago, for a September…
JoeTaxpayer
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23
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5 answers

The price dropped on an item I purchased 8 days ago. What can I do?

I bought a PC for € 2199 (about $2500 USD) 8 days ago. Today I saw that the same store where I purchased it sells the same product for € 130 less. Unfortunately, I can't just bring it back* and re-buy it because I have already littered the…
kidded
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23
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4 answers

Would it be advantageous for me to pay off these two credit cards and cancel them with a 401k loan?

I'm considering taking a loan on my 401k in order to pay off and close 2 credit cards. I have approximately 30 years until I consider retiring. The amount of the loan will be $1700 which is less then 20% of my current 401k balance. I will…
user27010
23
votes
3 answers

Why is "cheque cashing" a legitimate business?

There are many places around here, often co-located with pawn shops or payday-loan places, where they offer to "cash cheques" immediately, with some very high fee. How does this get any business? Usually cheques written to "cash" or something can…
ithisa
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23
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12 answers

How should spare change be exchanged?

So I have about $50 in pennies, dimes and nickels. What would you do with it? I'm asking because I don't think spending hours rolling up the change and taking it to the bank is the best/most creative thing. More info: I took the change to the…
MrDatabase
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5 answers

Should you co-sign a personal loan for a friend/family member? Why/why not?

I know someone who was recently asked to co-sign a hefty loan by a family member. I don't know what I'd do if I was put in the same position as the one asked. What are the risks? What are things to consider? Would you recommend co-signing, and…
Nat_Rea
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