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1500 questions
24
votes
4 answers
My out-of-the-money call options are near expiration and won't sell in the open market. What are my choices?
I had attempted to sell my contracts off today but was unsuccessful. They are currently OTM options and will expire tomorrow. What can I do to minimize loss and why was I unable to sell?
tinthetub
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24
votes
10 answers
Boutique Investment firm cold called me offering me the chance to purchase stock in a private placement. Legit or scam?
A week ago I got a cold call from someone doing "research about investment experience" which ended with "we might call you if a investment opportunity comes up". A couple of days ago a person from a "boutique investment firm/wealth management…
Karthik T
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24
votes
8 answers
UK Student Loan Repayments
This is something I’ve always wondered about and have never really found a satisfactory answer. Maybe I've misunderstood how student loans work.
I've completed a Uni course (plan 2) after borrowing £27000 for tuition fees, plus £9000 in maintenance…
Neith
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24
votes
5 answers
Options for paying for a nonreturnable leased vehicle
Late last year, my girlfriend's car was stolen and subsequently destroyed. This car was a leased vehicle. For reasons beyond her control‡, the insurance had lapsed a few months prior. The vehicle is due to be returned next month, and the finance…
Drise
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24
votes
8 answers
Why can more jobs mean more inflation and decreased stock prices? What are other links in the chain to watch out for?
Many news outlets, such as this one (there are many examples), are reporting that the current US stock sell-off is due to a stronger-than-expected jobs report in January and fears of inflation and rising interest rates.
I don't follow the logic, so…
NeutronStar
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24
votes
12 answers
Is this the proof that Technical Analysis does not work?
If Technical Analysis is working, why is not possible to program a bot to do it automatically?
The bot will be much faster than any human, will not make any numeric error, will not fail due emotions, will work 24/7 and also could analyse thousands…
Enrique
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24
votes
1 answer
Where to get "Form 1099-MISC" for year 2017? (You’d think this would be easy...)
On the IRS Website for current year, there is "Form 1099-Misc" for 2018. The 2018 form is due by the end of January 2019. If we click Prior Year link, we get forms for 2016.
I need "Form 1099-Misc" for 2017 which is due to be turned in by the end of…
javaandy
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- 5
24
votes
2 answers
Parents want to claim me
I just turned 19 so I'm a legal adult. I moved out of mothers due to neglect and abuse, but still remain somewhat friendly with her. However, she texted wanting to know if she could claim me on her tax returns. I roughly paid around 6K or 5,600 in…
Porixify
- 387
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- 7
24
votes
3 answers
If a company that doesn't pay dividends makes a large profit, where does it go?
Does the company have a responsibility to reinvest all of it? Can a company have a lot of money just sitting around? Is that grounds for shareholders to sue? If a company has a lot of money just sitting around, can they opt to give a portion of it…
user2958456
- 341
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24
votes
5 answers
Depositing and withdrawing money from another account to avoid ATM fee
Somebody I know asked to deposit money into my checking account so I could withdraw the money and let the person avoid their ATM fee (we have different banks). I am uncomfortable with doing so. However, I am not sure of the exact reason(s) why this…
TryingToTry
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24
votes
1 answer
Paying off home mortgage and lender wants a "Recording Fee"
So I whittled down my house note to the point where I have enough cash to just pay it off early and be done with it. Yay!
I asked my lender for a "payoff" statement, which provides an accounting of how much I would owe including last minute interest…
JohnFx
- 53,876
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- 250
24
votes
3 answers
CEO entitlement from share ownership?
If I own shares of a company, am I entitled to apply as position of CEO? Who decides?
Do I have more clout within the corporation to gain positions of work in the company than a non-holder? What kind of basic clout or advantages come with owning…
SeneJerry
- 241
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24
votes
1 answer
I am distributing an inheritance based on verbal bequests. Is this considered a gift that must be reported to the IRS?
Before my mother died recently she gave me a verbal list of bequests she wanted to make that were not in her will. Some of these exceed $14k. I will be paying them out of my own bank accounts with money I inherited from her.
Must I be report these…
D Barrow
- 241
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24
votes
3 answers
Health insurance coverage canceled due to mistake. Can it be corrected?
My medical insurance coverage through my spouse's employer was terminated because my spouse mistakenly checked the wrong box during the annual open enrollment.
I've been on my husband's insurance plan for five years and nothing should have changed.…
B Thomas
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24
votes
5 answers
How much money should I lock up in my savings account?
I'm a 28 software engineer. I make around 26k, of which about 40% I set aside every month. In my two-and-a-half years working I now have about 24k savings.
I've recently opened an account that allows me to lock money into a savings account - the…
Svalorzen
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