Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [texas]

Use this tag for questions related to rules and experiences specific to the State of Texas in the United States.

Use this tag for questions related to rules and experiences specific to the State of Texas in the United States. This will include questions about tax laws of the state.

53 questions
65
votes
10 answers

Apartment I never lived in is collecting against me. Recourse?

I was looking at apartments a year ago, and found the "perfect" apartment online. However, I couldn't go look at it until the following weekend. Unfortunately, the apartment had already been listed for a while, and I was worried that someone would…
Soviero
  • 1,362
  • 1
  • 12
  • 17
40
votes
6 answers

Can a car company refuse to give me a copy of my contract or balance details?

I have an auto loan with a car company that after looking at all possible amortizations, doesn't match what my payment should be. I'm talking with 40% interest rates, adjustable interest rates, shortened terms, etc; none of it matches my…
Anoplexian
  • 620
  • 2
  • 7
  • 12
23
votes
3 answers

Selling part of my land to neighbor

We have 3.5 acre (1.4 ha) land on our primary residence in Travis county area in central Texas. My neighbor has expressed interest in buying an acre (0.4 ha) from us that is backing out to them. We think this is a fair ask as we are not using that…
Texasbbq
  • 231
  • 2
  • 3
22
votes
6 answers

Is it legal for a minor to be hired by a college to take notes for students with accessibility difficulties?

I'm enrolled in a local community college as a dual-credit student (basically that means I can complete high school courses in college to get a college degree and high school diploma simultaneously), and, as such, I'm a minor. A few weeks ago I…
sun234
  • 323
  • 2
  • 6
16
votes
2 answers

I feel I'm not getting paid completely. Do these numbers add up?

This is my following pay statement for a 2-week period: I worked in total 183 hours in a 2 week interval, my questions is why am I getting paid to little for overtime? 183-80(hours of regular)= 103 hours of overtime, but some of the rates are…
Killercamin
  • 271
  • 2
  • 8
13
votes
2 answers

At what point does a rate bait and switch become fraud?

I'm currently in the process of buying a house. Once the price was negotiated and agreed upon, I solicited quotes from various mortgage brokers. One offered a lower rate than the others, so we picked them. I signed a loan agreement, submitted all…
Yozarian22
  • 233
  • 2
  • 6
11
votes
3 answers

How should my daughter give me money. Do I need to report it?

I am from Texas. My daughter wants to give me about $13,000. What is the legal way of getting that money and do I need to report it on my income tax? My state does not have state income tax, only federal. I do not have a job in the current year, I…
user206168
  • 275
  • 2
  • 9
8
votes
3 answers

What are the transactional costs when buying and selling a house?

I am trying to breakdown all transactional costs related to buying and selling a house as well as their numerical values. For instance, the agents get around 3% in commission each, the inspection costs around 500 dollars, etc, etc. I have thought…
Peretz
  • 645
  • 2
  • 6
  • 18
7
votes
1 answer

Capital gain treatment when moved to a no state income tax like Texas

I am planning to move to Texas early 2018. If I lease my California principal residence for 9 months, while waiting for my new home in Texas to be built, and then sell the California house 9 months later, will I pay Texas capital gain tax or…
cf2017
  • 81
  • 2
7
votes
2 answers

Am I entitled to pay if my last day falls on a holiday?

I worked for a large corporation in Texas, USA. I put in my two week notice and it just so happened that my last day fell on Good Friday. So, I was forced to turn all my equipment in on Thursday since no one would be there on Friday. I received my…
user2297613
  • 79
  • 1
  • 2
7
votes
3 answers

Credit card charge off : Can creditor take away the electrician's toolbox and the car even if the car was paid off a long time ago?

Here is the situation: Suppose a person owes a credit card company $10,000, can't pay it any longer, and after 6 months, the credit card company decides to charge off this credit card. Suppose that person has a car that was paid off a long time…
Job_September_2020
  • 575
  • 6
  • 11
6
votes
3 answers

How do I calculate the (likely) property taxes on a new home in a new area?

I live in Texas where there is no personal state income tax, but there is a significant tax on real estate. I am considering buying a new home, built to my specifications (ehh, to an extent...) in a new neighborhood by a home builder. I have…
agent86
  • 335
  • 1
  • 2
  • 8
6
votes
1 answer

Debt sold after 5 years in collections

So for a not so dumb reason 5 years ago I decided not to pay a utility bill (charged me $300 for 2.5 days of service when my normal bill was < $100). Fought with them back and forth and told them to take it to collections because I wasn't going to…
Jeremy Boyd
  • 255
  • 2
  • 6
5
votes
2 answers

Unethical, Illegal, or Business as usual? When negotiating a Mortgage Contract, can details of open Contracts on comparable properties be disclosed?

I'm currently negotiating a contract for a home via my agent and a listing agent. As part of the negotiations, the listing agent has disclosed details of another contract that his colleague is the listing agent for, to our agent. This second…
ponderous
  • 161
  • 6
4
votes
1 answer

In what order do solar (rolling) and EV (non-rolling) tax credits stack?

Location: Texas, USA. Background: This year I installed a solar system on my house and bought an EV. Both have a tax credit associated with them. The EV credit ($7,500) does not roll over to next year, but the solar ITC does. I have enough tax…
joshdr83
  • 143
  • 4
1
2 3 4