Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [new-jersey]

Use this tag for questions related to rules and experiences specific to the State of New Jersey in the United States.

Use this tag for questions related to rules and experiences specific to the State of New Jersey in the United States. This will include questions about tax laws of the state.

60 questions
94
votes
8 answers

How to deal with the credit card debt from family member that has passed away?

My father recently passed away and had some considerable amount of debt on his credit cards. House and credit card were in the deceased’s name only. The state that is happening in is New Jersey. In terms of monetary assets, he doesn't have any.…
user
  • 1,507
  • 1
  • 11
  • 11
63
votes
5 answers

What should I do if I lost money in a scam?

I live in New Jersey and my son wanted to order some toys from this guy who said he makes them in his house and he could give him the best deal, but before he could send these toys he needed my 16 year old son to put $200 into his bank account. The…
KIM STEINHEIMER
  • 639
  • 1
  • 5
  • 4
10
votes
1 answer

Should I be concerned about a loan refinance offer that adds $1000 to my loan in exchange for $1000 in cash?

I am in the process of trying to refinance an auto loan. I got 4.69% a year ago and should be able to do better now. The loan balance is about $13,000. I called to refi through the same company and she informed me I would either have to pay a $299…
Esteban
  • 103
  • 3
6
votes
2 answers

Family who did not make the car payments as a cosigner

Sorry for the long story...but need advice. My husband was suppose to cosign for a car that his brother wanted. When he went to the dealership, they told him he would have to be the primary signer since he has better credit and that his brother…
user71942
6
votes
2 answers

Will there be more tax deductions if I put the house completely under my name, versus doing a joint ownership?

I currently live with my mother, and the house is under her name. However, I pay for the property tax (house paid off). In regards to property tax reductions. If I will be continuously paying the property tax, will there be more tax deductions if I…
user
  • 1,507
  • 1
  • 11
  • 11
5
votes
1 answer

Will not receive 1095-A for federal taxes

I bought a health care plan on a state exchange but do not receive a subsidy and so did not receive a 1095-A form. However, on my federal income taxes, it is asking "Did you have health insurance from the Federal Health Insurance Marketplace…
ak0000
  • 153
  • 5
5
votes
1 answer

Mortgage Company did not discharge lien when loan was refinanced - New Jersey Mercer County

I am in desperate need of some help having exhausted my options I had refinanced my home loan in 2012 through Amerisave mortgage company and as part of the refinance Amerisave paid off CitiMortgage - the previous mortgage company. In the process of…
Siddharth Kumar
  • 159
  • 1
4
votes
1 answer

Why do I have to pay taxes to NJ when my company is located in NY and I live in NY?

I live in New York State, I am hired by my company and registers to the NY office. I am on an assignment in New Jersey and conduct physical work at our client locations in NJ and NY. Why am I paying NJ tax and NY tax... What if I am injured, which…
TVG
  • 41
  • 1
4
votes
2 answers

Death and Capital Gains Taxes (United States)

I have a question about taxes and death. If you own stock and you sell it for a profit, you have to pay tax on the profit. Is this same tax applied to someone when they die? I understand that Estate Tax has a $5 Million threshold, but I think the…
ADH
  • 175
  • 6
4
votes
1 answer

Is state tax based on work location or home location

I live in NJ but work in NYC. Which state tax should I pay? Is there a separate city tax as well?
balki
  • 243
  • 3
  • 7
4
votes
2 answers

Hidden downsides of real-estate property tax appeal?

My real-estate lawyer sent me an offer to file a tax appeal on my behalf. I will have to pay some percentage from the tax savings if appeal is successful and my taxes are reduced and won't have to pay anything otherwise. To me it sounds like a…
user4929
3
votes
1 answer

Statute of limitations on disability pay for a once pregnant mother?

My wife took unpaid maternity leave from her job several months ago when she gave birth to our son. At the time we didn't apply for disability. She has now been back to work for several months. Can we apply retroactively for those months where she…
Eliyahu
  • 635
  • 1
  • 5
  • 7
3
votes
1 answer

Still list parents' house as permanent residence while renting apartment

I just graduated from college and plan on renting an apartment in NYC to commute to work in NJ. However, I've been listing my parents' home in New Jersey as my permanent residence. Can I still show my parents' home as my permanent residence while…
TheFooh
  • 31
  • 1
  • 2
3
votes
2 answers

Tax difference in working in New York City compared to NJ

Because of taxes, everyone says that you make less money if you work in New York City compared to New Jersey. Is there a way to estimate the difference? Edit: I should have specified that I am trying to estimate while living in New Jersey. So living…
Hoppe
  • 203
  • 2
  • 6
3
votes
2 answers

What paperwork do I need to sell a car for $30k cash in New Jersey and deposit the proceeds into my bank account?

I am selling my car to an individual who wishes to purchase the car from me for 30k in cash. I asked for a check instead but they stated they only have cash. What sort of paperwork would I need to submit to deposit this cash into my checking…
Aceribus
  • 31
  • 2
1
2 3 4