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I bought a health care plan on a state exchange but do not receive a subsidy and so did not receive a 1095-A form. However, on my federal income taxes, it is asking "Did you have health insurance from the Federal Health Insurance Marketplace (healthcare.gov) or a state-based exchange (Form 1095-A)?" and when I say yes, it requires submission of data from the 1095-A form, and says that if I don't provide it, the IRS might automatically reject the return.

I could submit "no" for the question about having a marketplace plan, presuming they mean did you get a subsidy for such a plan, but it isn't literally true.

Edit: I reached out to the customer support of my state (New Jersey) exchange and they said categorically that no one without a subsidy gets a 1095-A in my state.

Any advice?

littleadv
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ak0000
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1 Answers1

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I bought a health care plan on a state exchange but do not receive a subsidy and so did not receive a 1095-A form

You should have received the form 1095-A regardless of whether you received a subsidy or not.

See the instructions to the form 1095-A:

Health Insurance Marketplaces must file Form 1095-A to report information on all enrollments in qualified health plans in the individual market through the Marketplace

Reach out to the marketplace operator and ask them to provide it to you.

littleadv
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