Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [mobile-phone-plans]

20 questions
15
votes
6 answers

How can I reduce the cost of having a cell phone?

In terms of cell phone plans the U.S. is the worst followed by Spain and then Canada. Besides the obvious get rid of the phone option what other strategies can be employed to keep the costs down?
Zephyr
  • 6,240
  • 6
  • 38
  • 63
14
votes
6 answers

How to best insure my phone?

I just bought a smartphone. Family plan with wife and parents. The salesmen were trying to push an insurance plan, but with just a quick look down the exclusions it's pretty restrictive. At $8 per phone per month just for myself and my wife that…
Andrew Redd
  • 557
  • 1
  • 5
  • 13
10
votes
9 answers

If I plan to stay with a carrier, is there any reason not to upgrade vs. buy unlocked phones?

If I upgrade my phone with my carrier, I have to stay with them for 2 years. But if I have no plan to change carrier anyway, does this make upgrading the obviously better choice than buying an unlocked phones? Besides the contract, what's the…
Heisenberg
  • 681
  • 7
  • 16
7
votes
3 answers

The risk of shared family plan for cellphone

My wife and I are signed for family plan with her brother and his wife. I'd like to upgrade my phone but I'm worried since my brother in law and his wife miss the payments or they don't pay the full monthly amounts. We never missed a single…
Grasper
  • 1,209
  • 5
  • 16
  • 25
6
votes
3 answers

How can I cash out my prepaid cell phone?

As a very frugal person, I have a prepaid phone plan that costs $100 a year. For the past two years, I've spent roughly $50 of that each year. As long as I renew the plan with another $100 every year, I can carry over the unused balance. But there's…
jldugger
  • 7,437
  • 3
  • 35
  • 57
5
votes
2 answers

Is it still worth looking for a Data-less plan?

I am currently in the market for a sim-only phone plan, but my phone can in no way use Data. Therefore I have been hunting for any provider that still offers Data-less plans, without any luck thus far. It's come to the point that it is taking me so…
Weckar E.
  • 1,079
  • 1
  • 8
  • 9
5
votes
1 answer

Can I get a mobile phone contract if I am unemployed?

Can I get a mobile phone contract if I am unemployed?
user454
2
votes
0 answers

Claim duty back on phone purchased via contract termination because moving overseas

6 months ago I signed up for a 24 month phone plan which included a phone at no additional cost. Today I am preparing to move from Australia to the UK for a new job and I will have to cancel my phone contract. The phone plan has no early…
Frames Catherine White
  • 631
  • 4
  • 13
2
votes
2 answers

Is it possible to negotiate internet plans? If so how?

Are there circumstances when elements of an internet plan (e.g. price, contract length, fees, speed) can be negotiated? If so, how do you open the discussion for negotiation with a sales rep? In my specific situation, I live in a rural area where…
taxpayer
  • 151
  • 3
2
votes
2 answers

Comparison of cellphone connectivity options

I recently moved to the United States from New Zealand, and given the amount of carriers in comparison, was wondering if anyone knows of a webpage that compares cellphone plans/pay-as-you-go options. Alternatively, can anyone list any carriers that…
user66001
  • 149
  • 4
1
vote
1 answer

Are mobile network operators known to make offers based on usage statistics?

For quite some time I exclusively used a mobile internet connection. A couple of weeks ago my landlord installed WiFi in the building and my mobile data usage dropped by orders of magnitude. I haven't gotten around to checking out rates and maybe…
Nobody
  • 831
  • 7
  • 11
1
vote
2 answers

Does a SIM only cell phone contract help credit rating?

I have been told that cell phone contracts are sometimes a way to improve one's credit score. This makes sense to me as a phone contract involves a commitment to pay monies at a regular interval, much like a loan, which contracts including a phone…
Vality
  • 1,896
  • 1
  • 16
  • 16
1
vote
1 answer

If I buy a $0 subsizided phone with a carrier, can my credit card extended warranty apply to the phone purchase?

I'm currently considering getting a subsidized phone for $0 with a 2 year contract through some Canadian carrier. I'd like to use one of my credit cards that extends the manufacturer warranty up to 2 years. Can my credit card extended warranty…
Jules
  • 113
  • 3
1
vote
2 answers

Add phone to my parents phone plan

My employer recently offered to take over financial responsibility of my cell phone. Because of that switch, my wife's phone is the only device on our AT&T phone plan. I was talking things over with my father and he brought up the idea of moving her…
FreeAsInBeer
  • 544
  • 2
  • 6
  • 17
1
vote
0 answers

Does mobile phone account negatively affect credit score?

I generally try and keep my credit utilization on my credit cards as low as possible, by having a high limit, and making payments frequently to keep the balance low. I was looking on my Equifax account, and noticed that for my mobile phone plan, it…
robbieperry22
  • 111
  • 1
1
2