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I'm currently considering getting a subsidized phone for $0 with a 2 year contract through some Canadian carrier. I'd like to use one of my credit cards that extends the manufacturer warranty up to 2 years.

Can my credit card extended warranty somehow apply to the phone purchase?

Will the carrier issue me a $0 bill (full price minus subsidized amount) for the phone purchase that I can pay with my credit card?

I read my card benefits fine print and unsurprisingly couldn't find any information surrounding this specific case.

Dheer
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Jules
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1 Answers1

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Your best bet is to call your credit card. However, it's extremely unlikely that your phone would be covered unless you bought it, straight out, on your credit card. The situation you are describing is one where you do not buy the phone (until your contract is up), and so you should not expect your extended warranty to apply.

Note that it is often cheaper, over the course of the contract, to purchase an unsubsidised phone and take advantages of discounts most Canadian carriers offer, rather than lock in to a two year contract. Of course, this relies on you having the money up-front.

ChrisInEdmonton
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